First Time Driver and need insurance for a 2005 Ralliart, any suggestions?

 

start making phone calls and pick the cheapest offer

 

depends on age, if you are young, should put the car under your parents' name and drive it. of course, full coverage especially if you are a first timer

 

I wasn't a first timer when i got my RA, but im glad i was fulled covered by my parents when a drunk driver totaled my oz a year ago.

full coverage FTW!

 

If you are just 16 and a first time driver and a male....OUCH! I hope mom and daddy are paying your insurance as it aint going to be cheap!

 

go to esurance.com, i got insurance through them before and it was really cheap!! plus you can do everything online and if you ever have a problem they send an agent to you.

 

fully covered under parents @ 19 w/ good record and discounts=$800 for 6 months =[

 

Holy dear god dude! You may as well just bend over and get raped!

 

Its gunna vary from state to state an ur age plays a factor.
I dont understand why u would ask something like that in here...

 

yeah i know, its worth it with how many uninsured drunk people drive around here, which is actually how i lost my last lancer.

But I digress, back to his original question, get the full coverage for any frist time driver, i thinks the statistic is that more than 50% of first time drivers have some form of collision/accident within the first year of driving, and i'd rather be safe than sorry.

 

shop around...call and get price quotes from different insurance company. I highly recommend getting full coverage and having your insurance in place (if you haven't already) before you drive your nice car

 

dont go progressive lol

 

Whats wrong with progressive? I have progressive...lol

 

There's nothing wrong with progressive. Every company charges different rates. It's impossible to say one company will be cheaper than another, because each person lives in a different area, different gender, different age, different coverage level, different discounts, etc.

Also, $800 every 6 months for full coverage is a decent price, IMO. If you don't think so, try moving to a no-fault state, then you'll learn what it's really like to get reamed up the *** with insurance rates.

 

I live in a no fault state, Im 22, no tickets or accidents on record and Im paying nearly $900 a year for liability only.