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Who's your insurance comapny?
Im curious as to who you Evo drivers are insured w/ and what your rates are monthly.
Age:19 Car:06 Evo IX GSR ( on someones tuck on the way to me) Rate per month: 209 (quote from my agent) How many violations on your record:1 How recent was your last violation: 3 years ago |
Age: 25
Insurance Carrier: Progressive State: Louisiana (one of the highest :() Car: 2003 EVO (full coverage) 1994 Ranger (liability) Rate: 185/month for both vehicles Traffic Violations: Clean Record |
USAA
Age:27 Car:03 Evo IX GSR Rate per month: $48 How many violations on your record:1 How recent was your last violation: 1 year ago |
I am a claims representative at USAA so if you ever call to report an accident I might take call. {thumbup}
Age: 21 Insurance Carrier: statefarm State: texas Car: 2005 EVO (full coverage) Rate: $89/month Traffic Violations: Clean Record ( I am still leaching off of my parents policy though, but I don't care for $89 a month) |
Insurance: AAA
Age: 24 State: Wisconsin Car: 2003 Evo VIII, 1994 Camry Coverage: Full on both Rate: $600/every 6 months ($100/month) Violations: None - Clean record |
Originally Posted by damianhindley
USAA
Age:27 Car:03 Evo IX GSR Rate per month: $48 How many violations on your record:1 How recent was your last violation: 1 year ago |
Wow i feel like im getting pwnt by state farm now seeing all you guys rates lol. Im a Adjuster for State Farm, but no discount for me! :-(
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Age: 20
Insurance Carrier: Farmers State: Washington Car: 2005EVO Rate: 1900 per 6 month Traffic Violations: 1 in state and 1 in Canada |
Statistics and Risk Management professors everywhere would be crying if they saw this.
There are WAY more factors that affect price than what any of you have listed. Just to touch on a major one, there is no such thing as full coverage. Your definition of full coverage could be carrying 25/50/25 with $1000 deductibles, where someone else may think of 250/500/100 with $100 deductibles as full coverage, both of which would not actually be full coverage. The definition of full coverage would be covered under any circumstance. If you carry state minimum coverages and go slam into and total someones brand new S-class Mercedes or god forbid something like a new Ferrari, you aren't going to be "full covered", you are actually going to be SOL and sued in court for the difference. For the record, I have Allstate, with their new Your Choice Auto Platinum package on my 06 IX MR. The YCA stuff is awesome, especially if you are accident prone. A link for those interested... http://www.allstate.com/landingpages/yca_launch.aspx |
Age:19
Car:03 Evo VIII Insurance Carrier: Electric Insurance(GE) Rate per month: $750 per yr. How many violations on your record:1 is dropping off this year I believe How recent was your last violation: 2 1/2 yrs.ago Thank god my 8 points dropped off last year. That helped alot! |
Age: 27 Married
Insurance Carrier: Geico State: Nevada Car: 2003 EVO VIII, 1997 Honda CRV (both full coverage) Rate: $150 a month Traffic Violations: Clean Record Works out to $100 a month for the EVO and $50 for the CRV. |
Age: 27
Carrier: esurance.com State: TX Car: 2006 Evo IX MR (full coverage) 1992 Chevy S-10 (liability) Rate: ~$1200/ 6mos. Traffic Violations: 2 Speeding 1 Failure to signal a turn Side note: Just switched from USAA. They wanted damn near $2K/6mos to add the evo. I've still got my 02 Harley FXD insured thru them for like $50/mo i think. |
Originally Posted by Kinetic
Statistics and Risk Management professors everywhere would be crying if they saw this.
There are WAY more factors that affect price than what any of you have listed. Just to touch on a major one, there is no such thing as full coverage. Your definition of full coverage could be carrying 25/50/25 with $1000 deductibles, where someone else may think of 250/500/100 with $100 deductibles as full coverage, both of which would not actually be full coverage. The definition of full coverage would be covered under any circumstance. If you carry state minimum coverages and go slam into and total someones brand new S-class Mercedes or god forbid something like a new Ferrari, you aren't going to be "full covered", you are actually going to be SOL and sued in court for the difference. For the record, I have Allstate, with their new Your Choice Auto Platinum package on my 06 IX MR. The YCA stuff is awesome, especially if you are accident prone. A link for those interested... http://www.allstate.com/landingpages/yca_launch.aspx |
Originally Posted by WRXEM
I agree 100% this isnt anything official this is just something to satisfy my curiosity, whilst sitting at work bored. And your correct you would be sued, but an PLUP policy would help with that a LOT! Its a great thing to have. There was a girl i know who was on her dads policy, she slammed into a college student who was crossing the street, broke his legs, he actually lost both of them. She had the states min. limits. His hospital bills were over 300K. Her dad had a PLUP policy with 1Mil limits that he almost got rid of 2 days before....... They ended up not having to pay anything more than 250 dollars for her deductable, and the young man ended up with somehwere upward of 500K in damages
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Originally Posted by M00kiE
momma always said,"LoOk BoF WayZ bEFoUR CrosInG TeH StrEet"
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