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Financing evo IX

   
Old Jun 21, 2018, 07:05 AM
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Financing evo IX
What banks are you guys using to finance your IX’s I’m looking to pick one up but my local bank I used laughed at the amount I wanted to borrow for a car over 10 years old and said they only loan for cars 2010 and up and 2010 is only a 2 year loan. Thanks
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Old Jun 21, 2018, 07:08 AM
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Try a credit union.
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Old Jun 21, 2018, 07:34 AM
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Lightstream. You can buy from dealer or private. Any age car any mileage you just need good credit.
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Old Jun 21, 2018, 03:16 PM
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Thanks I’ll try a credit union. I had seen light stream on a quick search for collector car loans but won’t try them as I only have a 670
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Old Jun 21, 2018, 05:43 PM
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credit unions will just go by book.

lightstream or capital onel
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Old Jun 21, 2018, 05:48 PM
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most lenders wont give you a loan on a 10+ year old car.
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Old Jun 21, 2018, 06:07 PM
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670 should be fine
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Old Jun 21, 2018, 09:53 PM
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I recently went through DCU - Digital Federal Credit Union, gave me a good rate 2.4%, check them out.
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Old Jun 22, 2018, 09:43 AM
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Originally Posted by Biggiesacks
most lenders wont give you a loan on a 10+ year old car.
He could pull a personal loan but the interest rate will be a few percent higher.
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Old Jun 22, 2018, 10:13 AM
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Originally Posted by blackline
He could pull a personal loan but the interest rate will be a few percent higher.
getting an unsecured loan with a 670 is gonna be tough, the rate would be brutal.
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Old Jun 22, 2018, 11:05 AM
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Originally Posted by Biggiesacks
getting an unsecured loan with a 670 is gonna be tough, the rate would be brutal.
very true, forgot about the credit score...
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Old Jun 24, 2018, 07:15 PM
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Go to a credit union. Any bank that will laugh at you for wanting to get a loan for a car doesn't deserve your business. I was going to use State Farm Bank via my local agent. They were going to get me over $20k for the IX that I bought if I wanted it and the interest rate was around 6%. That's about the best you're going to get with a 2006. Your credit score is just fine at 670. You don't need excellent credit to finance an EVO. Good luck.
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Old Jun 24, 2018, 09:06 PM
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Not true as i posted before try DCU, I just got my loan for 22k if i wanted more they would've given it to me and my rate is 2.4%, 6% is not bad but there are better rates out there.
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Old Jun 25, 2018, 02:03 AM
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I tried to get a loan for said car evo 8/9 or subi wrx…. all banks/credit unions wont finance a car older than 2012.... I act asked this locally and that's response igot
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Old Jun 25, 2018, 08:25 AM
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Originally Posted by OZR_Lancer
I tried to get a loan for said car evo 8/9 or subi wrx…. all banks/credit unions wont finance a car older than 2012.... I act asked this locally and that's response igot
Will post one more time, try Digital Credit Union, they are not local to Florida and i joined as a member and got through, they just want to see that you are able to afford it.
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