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-   -   Canadian Evo X Insurance Thread (https://www.evolutionm.net/forums/canadian-forum/425993-canadian-evo-x-insurance-thread.html)

kevo-x Jun 8, 2009 02:15 PM

Canadian Evo X Insurance Thread
 
I wasn't able to find a Canadian thread specific to the Evo X so I thought I'd start one. I'm tired of getting absolutely raped by State Farm!

Post your basic details so we can all compare and shop around with some ammo to hit our agents with! Be specific so we can compare apples to apples... i.e. insurance in Whitby would be much cheaper than downtown T.O....

Age: 29
Model: GSR
Location: Downtown Toronto
Company: State Farm
Monthly: $300 {thumbdwn}
Record: CLEAN
Options: Collision + Comp + Home Insurance Discount

I don't think anyone in their right mind would not have collision but just in case! It makes a big diff...

Greedy_son Jun 8, 2009 03:33 PM

^ How many years driving / covered by State farm?

I got quoted from RBC for $425+- month with everything. Im only 23, no collisions, 1 fail to yield.

stitchflip Jun 8, 2009 05:09 PM

wow..that's a lot for a clean record including a home discount!
what about life insurance, are you with state farm as well?
you should try getting a quote from kanetix.ca and insurancehotline.ca

I'm with Motors Insurance (Smart Coverage Insurance is their exclusive broker) and when I first got my 08 Lancer in December '07, they gave me 275 monthly for a less than 25 yr old driver with only G2 license and 2.5 years driving experience..I have full coverage (collision 1k, comp 1k) and no discounts whatsoever..when I got my G (still less than 25) they lowered it to 230 a month but the rates of all insurance companies went up like October of last year so they jacked it up to 250 on my renewal..when I turned 25, the lowered it down to 203 which I'm paying right now..

so there goes my 2 cents..

slk1z Jun 8, 2009 09:01 PM

Age: 28
Model: MR
Location: Kitchener
Company: Johnson's
Monthly:$112.33
Record: Clean
Options: FULL w/$1000 dect. + muliple car + home.
My renewal is in Sept and will no doubt go up.

Raptord Jun 9, 2009 07:05 AM

Wow, that looks like a pretty dang good price slk1z.

Jyrk Jun 9, 2009 04:13 PM

1000 deductible is insanely high. but decent monthly payment.

Greedy_son Jun 9, 2009 05:48 PM

1000 is high but the money he is saving can easily pay for it :).

Are getting discounts for multiple cars and home? i think RBC offers up to 35% discount for home as well car.

slk1z Jun 10, 2009 12:39 AM

$1000 deductible is high yes. But 99% of the time it is waived if your not at fault. To me is shows the insurance company that you as a driver are willing to take ownership if you screw up. Plus you would be very unlikely to make smaller more frequent claims.
I am getting discounts for multiple cars and my house.
I would say if you are getting quotes ask what the difference would between say $250, $500 and $1000 deductibles . What would be your payment then?

jd888jd Jun 10, 2009 04:10 PM

yea house discounts etc helps a lot...

Trowa Jun 11, 2009 06:22 PM

I don't have a EVO but when I was looking this is the numbers I got


Age: 27
Model: GSR
Location: Scarborough / Pickering Border. One of the worst insurance areas I was told by my rep.
Company: WAWANESA
Monthly: $260
Record: 1 minor speeding ticket 10 over.
Options: Full coverage, $500 Deductable.

Greedy_son Jun 11, 2009 06:51 PM

Nice, been over 25 really helps. Cant wait in a few years :) hope i keep my clean record :)

daghoon Jun 13, 2009 09:19 PM

316$

Deepside Jun 21, 2009 03:05 PM

Well, went to desjardins last week, and for a used one (so no New value insurance but still full coverage) i got :

Age: 26
Model: GSR
Location: Montreal (Quebec)
Monthly: 101$ (1218 year)
Record : 1 crash (not responsible) and 1 hit responsible, no ticket.
Options: Full coverage, 250 / 500 Deductable.


Pretty decent price in my opinion, I think Evo has not been here for long enough. Si it's still cheap. I checked for fun and Sti was 2209$ ! (1650$ of the price only is for the steal part !) So even If I wasn't finding it ugly, 1000$ a year of save is enough to get an Evo lol.

4doorj Jun 25, 2009 08:09 PM

Age: 26
Model : GSR
Location: Calgary
Monthly: $120 a month
Record: One speeding ticket
Options: full coverage $1000 deductible

My insurance dropped huge when I got married

Tonic25 Jun 25, 2009 08:39 PM

Age: 26
Model : GSR
Location: Around Montreal
Monthly: $79 a month
Record: One speeding ticket
Options: full coverage $1000 deductible

I can consider my self so lucky :)


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