11% ..

Yucky divorce, bad credit ...

Yet no co-signer ...

So I'm workin on it ...

 

^ understands that. i am at 6.3 right now, but i hope to refinance in about 6 more months.

 

Got mine at 3.69% for 5 years. Not to shabby for being only 20 years old.

 

where are the lower rates coming from - Capital 1, Bank 1, Mitsu?

 

I got mine through US bank Ive banked there forever so they cut me a good deal and my credit is over 720 so that helps too.

 

I wish I could have paid cash.


Just got refied after making one payment 4.49% YEAH!

 

Why don't you guys post your credit ratings too? I can't figure out how the hell Mitsu calculates their customer's different payment options. It would help to see the correlation between APR, term and credit score.

 

I got my loan through chase manhatten. Only have a credit score of 690, but I have had a credit card through them for a while now.

 

4.9% 33k loan for 60 mths

 

3.49 for 72 mos

 

7.5% for 72 months with a 590 credit score (crappy credit I know) I had a bad stint in college then the Marine Corps but I am now back up to the 80 percentile so I will be refinacing soon.

 

2.9% / 60 months

 

6.9 with capital one, for 5 years, its not bad, but in about 6 months ill most likely refinance.

 

how do you refinance?

 

i got 5.95 for 72 months with 5k down. how much are u guys putting down cause that makes a big difference. BTW i have a 790 score. i know i can get 4.99 with my credit union for 72 which i will soon. sentinal, thats a great rate how much u put down