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Old Jan 13, 2006 | 09:45 PM
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Finance Rates

How can you find out the finance rate Mitsu offers on Evos? I can just call up the Subaru customer service line and ask "What is the lowest rate offered on STi" and they'll tell me "3.9% if you have the best credit score".

Is there something similar for Mitsu? I hope it goes back down to 0% when the X comes out (to clear the IX off the lot).
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Old Jan 20, 2006 | 06:17 AM
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Bump what's the lowest APR rate available for EVO's? And how do I find it out?
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Old Jan 20, 2006 | 06:18 AM
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i recall someone saying they pay 3.6%
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Old Jan 20, 2006 | 07:35 AM
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From: ct
if you wait 6 months it'll be 0%
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Old Jan 20, 2006 | 07:37 AM
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are these rates for the 48 month term?
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Old Jan 20, 2006 | 12:41 PM
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You think they'll drop to zero percent APR again? I'll wait if they do.
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Old Jan 20, 2006 | 12:53 PM
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From: ct
who knows, but there's no real reason why they wouldn't as of now. you're gonna have to wait til at least august though
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Old Jan 20, 2006 | 01:17 PM
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Originally Posted by EvoRSfor060
Bump what's the lowest APR rate available for EVO's? And how do I find it out?

Currently there are no special finance rates available from Mitsubishi! MMCA's best rate is going to be a 5.9% plus, with approved credit. You may want to call the dealer that you are working with and ask them if they have a credit union that they use as a lending source and ask if they have a better rate than that. If you can get a 4.9% through a credit union then you are doing well. The rates are on the rise so get a good one now before the going rate is up to 6.9%.

There were some incentives on the 2005 models back in Novemeber and some months prior to that, but they have no extended those into the new year. Your best bet is USAA (if you are a member) or your local credit union. A dealership can be competetive, but remember, we like to make profit in the back end of the car deal (ie. a point of rate or two) if we can. Also, keep in mind that if you want to buy a car for under invoice, then you will almost have to let the dealer make something in the back end or on the trade, otherwise there is no profit on the deal, and the dealer will probably say no to your offer.

Hope this helps and Pm me if I can be of any further assistance.

Best regards,
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Old Jan 20, 2006 | 01:19 PM
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Originally Posted by jred321
if you wait 6 months it'll be 0%
not
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Old Jan 20, 2006 | 01:21 PM
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check with credit unions
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Old Jan 21, 2006 | 09:13 AM
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Maybe when the X comes out they'll have incentive to get rid of the IX's.
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Old Jan 21, 2006 | 09:18 AM
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Last year it was 2.9%, and all other mitz models are 1.9%. I dont know if it is the same for the IX but thats what is was last summer when I got my car.
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Old Jan 21, 2006 | 09:23 AM
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Thumbs up

as all people should do :
  1. check with a CU before you go to the dealer
  2. when they ask you if you will finance with them tell them it depends on the rate. They will ask you if you have your own financing (ans=yes always). They will ask you what it is(never tell them, ask what is theirs for sure they will tell you)
  3. take the info and make an informed decision and note they will most likely quote you higher (because they want to make money on the back end of the deal too)
  4. with good credit they will always lay down for you cause anyone will finance you
good luck and make sure the figures stay the same as before because some dealers will try to change it and say it was a mistake.

3mths before the end of te year or before the X comes out 0 will be ofered:normally
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Old Jan 21, 2006 | 09:31 AM
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Just a thought but when i bought my vehicle if you do your research its actually always better to take a rebate over any type of financing from a auto maker if you can get anywhere under 6% rate at your bank or credit union. I bought an 05' and i saved twenty two dollars a month over the course of a five year loan. That was with 4.75% interest from my credit union. Even with 5.75 i still would have saved over ten dollars a month so you really need to watch all deals and look at all financing options. heck even if you save 5-10 dollars a month just think of the extra toys that would help pay for.
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Old Jan 21, 2006 | 02:17 PM
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From: ct
Originally Posted by burningmoney97
not
why not?
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