Don't let the dealer play games with what you pay/month. It's too easy for them to slip extra **** in there. Tell them you are going through your credit union and agree on a price. Then when you talk to the finance bozo, you can try and have him beat what you can get elsewhere or what you made up

 

BTW - $600 car payments for 72 months!?!?! That is downright ABSURD! Especially when you add in maintenance costs, fuel, insurance, mods, etc. You guys could be buying nice homes in many parts of the country!

 

That depends where you are. A 1 bedroom condo in San Francisco (where I'm at) is $500,000.

I pay $460 a month for 60 months, $5K down and 0% interest for my Evo 8. Even then I think my car payments are high. I want to get rid of this car payment ASAP.

 

455/month for 72 months 7.25% rate with $3000 down. Average credit score 650-699

 

$32150 sticker
$6800 down
6.74% APR
72 Months
$472/month

 

For my '03 got 7.75 w/ 3K down for a ridiculous monthly 5-sumthin
got it refinanced right away from the credit union for 5% and a 419/mo for 5yrs...i believe my credit union's rates are now 6.5% a year and a couple months later...what gives w/ these interest rates?

 

o lets see, i think i have most of u beat on the payments, lol

4.5% @ 60 months + 13,500 down = 300$ car payment a month... yay for credit unions!

 

$285 or so for 72 months, planning on paying off in 60 or less
borrowed 17 on the car
5.1 ish for the APR

 

it all depends how much you can put down, and your credit rating everyone is different, you can pay 200 a month w/ a lot of money down.... don't ask this type on question on forum

 

o lets see, the title of the thread is IX MR payments. not 03 VIII payments

 

Price - MSRP 36,900, + tax = 38,XXX financed
Trade in Value - 17,500
Trade in buyout - 18,000
APR - 4.49
Term - 60 months
Down Payment - none

=707.00 a month for 60 months

 

hey i wasnt the 1st or only 1 in here to post with an 03-05 / non mr. if ur gonna say something to me, say it to everyone else that posted who doesnt own a 9 mr.

 

Maybe you should keep your mouth shut and try not to tell others what to not post. If you read my original question you'd see that I asked people what they thought I might pay so I can get an idea. Please be quiet, thanx.

 

So Im guessing my payments should be about $590-600/month correct?

 

You can guess about the payment number all you want. And you can listen to what other people are paying on their loans all you want.

But if you want to know what YOU would be paying in YOUR situation with YOUR negotiated price, YOUR down payment, YOUR loan term, YOUR intrest rate, YOUR taxes paid - You have to use a loan calculator like we've linked you to and plug YOUR numbers into it.

I did not get the impression that fugiwara was trying to be rude to you. He was simply pointing out that asking everyone else what they pay on their loans is not useful for you to use to determine what your loan payments would be. Just use any online auto loan calculator. It takes 10 seconds to find out EXACTLY what your loan payments would be. And then you can play with the numbers you put in the calulator to see what you can do to get an affordable payment for you.