GEICO Raised My Insurance Rate 50% for Nothing!
Nov 18, 2006, 05:15 AM
#19
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wow thats a HUGE difference
im 20 and have nationwide
my insurance actually just dropped 88$ a year for no reason i now paid 1328$ a year
full coverage with 250$ deductables
when they changed my rate i was looking at my policy
and i noticed under by collision part that im covered for 1500$ worth of modification and i never set that up its standard! which im pretty stoked about
im 20 and have nationwide
my insurance actually just dropped 88$ a year for no reason i now paid 1328$ a year
full coverage with 250$ deductables
when they changed my rate i was looking at my policy
and i noticed under by collision part that im covered for 1500$ worth of modification and i never set that up its standard! which im pretty stoked about
Nov 18, 2006, 06:48 AM
#20
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I'm 24 years old moving on to 25.
My coverage with State Farm is 1200, and it's been pretty consistent. However, I don't drive my car everyday for work or school so if you think about it, it's still pretty expensive. 1 Ticket in Evo 2 years ago, no other incidents.
My coverage with State Farm is 1200, and it's been pretty consistent. However, I don't drive my car everyday for work or school so if you think about it, it's still pretty expensive. 1 Ticket in Evo 2 years ago, no other incidents.
Nov 18, 2006, 06:58 AM
#22
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I just got ESURANCE and its pretty good, I pay $102 for full coverage on my EVO and liability on my Talon. On a scale of 1-30 , the rating on the EVO is 26. 30 is highest and I believe the M3 is 30. The STI is 24 or something. Either way insurance see's that and gets excited. I have no tickets or wrecks and PEMCO was ticking me off so I said "Ok, I'm a terrible driver in my EVO, but an excellent driver in my Talon?"
Nov 18, 2006, 07:04 AM
#23
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I can attest that the Evo's parts are not cheap. My Evo is finishing up repairs at the body shop (first accident ever) and the total was right around $15,000 for what looked like relatively minor damage.
Either way, that's ridiculous that a 50% hike in your premium would happen.
Either way, that's ridiculous that a 50% hike in your premium would happen.
Nov 18, 2006, 07:12 AM
#24
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I have had the evo for few months know and I also have geico but unlike everyone here my Geico renewd policy came back a smaller number. I am 27(in a few days) and pay2700/year for evo and 90 accord.CHeck progressive.com and esurance.com
Nov 18, 2006, 07:39 AM
#26
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At least Geico didn't just drop your coverage due to modifications. They sent me a letter stating they couldn't provide full coverage and would only insure me for liability. I have had them covering my Evo since I bought it almost three years ago. So of course that would mean my bank would force their own full coverage on me unless I had another carrier. I had been with Geico for over 11 years. I had their preffered members discount, military discount, and some other small discounts and they dropped me like a bad habit.
SCREW GEICO....15 minutes and we'll screw you 15% or more on your car insurance.
Now I have USAA...they rock.
SCREW GEICO....15 minutes and we'll screw you 15% or more on your car insurance.
Now I have USAA...they rock.
Nov 18, 2006, 07:49 AM
#27
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My rate hasn't changed appreciably since 03 when I bought my Evo. It may go up or down a few dollars each year but, nothing major like the OP is talking about. I have Kemper and they seem to be pretty good. Of course I've never had to make a claim with them which is when you find out what your insurance company is really like usually.
I would shop around then, call Geico and tell them you found insurance for $XX a year less and see if they'll match it. Then drop them for trying to screw you.
I would shop around then, call Geico and tell them you found insurance for $XX a year less and see if they'll match it. Then drop them for trying to screw you.
Nov 18, 2006, 07:51 AM
#28
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I HAD the gecko too, but after they did that to me 2 straight renewal times they didnt get a chance to do it a 3rd time.
Called Progressive and my rates went back to the way they were before the "Across the Board" rate hike.
I suggest you do the same. It was really satisfying to have them ask me why I was cancelling and I responded "Because you keep raising my rates"
Called Progressive and my rates went back to the way they were before the "Across the Board" rate hike.
I suggest you do the same. It was really satisfying to have them ask me why I was cancelling and I responded "Because you keep raising my rates"
Nov 18, 2006, 08:26 AM
#29
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I had that experience too with Geico. My insurance was like 1400 dollars per year for two cars and they increased it to 2400!! I switched to State Farm and it's all good now.