Hey everyone. Last night I was driving to work and hit a huge ditch "lake" that had flooded over the road. I was going about 50 when I saw it and was able to slow to about 40 before hitting it (speed limit is 55 on that road).
After getting the total bejebus scared out of me, I stopped and ran to the outside of my car and found the passenger side of my SE lip hanging off. The clips had totally busted off and it had cracked on that side as well. Would I be able to report an insurance claim or just bite the bullet and go for CF lip?
Any help would be appreciated.

 

Sounds like a unavoidable road hazard - call your insurance.

 

Not trying to bash, simply clarify.

Were you drivingin the rain (or shortly after a rain storm) at 50 MPH on a 55 MPH road that was flooded?

If so, I wouldn't call your insurance company. They're likely to think you're pretty irresponsible for doing something like that.

 

I couldn't tell the road was flooded. It was 10:30 pm and yes it was raining, but I have lived here for 4.5 years and this is the first time I had ever seen it that bad.

 

just go with the carbon fiber, it will be cheaper in the long run

 

If it's only minor damage, that is nothing internal was hurt on the car, then I would just go with a carbon fiber lip. I tend to use my insurance only in the worst of accidents. Reporting such a minor thing to the insurance company just isn't worth the hassle. Plus now you have an excuse to upgrade the appearance of the car . Also you should check if any of the suspension or any internal parts of the car on the front passenger side of your car. Good luck with your decision!

 

Thanks a lot everyone. I am just going to get a CF lip and side spats. Thanks all for you input!