5.89% for me.

 

6.4% or something..for three years.

 

0% for 5 years for my 05. Should have it paid for early next year. Man I can't wait for that.

 

On the 03 its 7% and it all goes back into my savings on the 04 its 9% and I had no credit when I got them I put 5k down on the 03 and 2k down on the 04

 

This is one of the last things the dealer should know about you when buying a car.

I got mine at 4.99

I think I'll pay it off soon and just save the 315/month instead.

 

+1.

I'm in the sam situation as you.


0% is a beautiful thing.

 

5% through USAA

 

I'm paying 4.9% thru a credit union

 

Damn most of you got raped. I'm at 2.9% for 5 years. I got the stealership to drop the price down to 31000 on a new '05 viii. It was a lot of fun. I played two dealers against each other until they were fighting over me. I ended up getting the car that I wanted from one dealership through another dealership. THEN right before we signed the papers I was like , "Oh yeah, we need to trade in my wife's car, it's a '04 Jetta with 26k on it." You should have seen the look the dude's face LOL! He was like, "Uhhhhh..." So I was said, "Sorry, if I don't get it for the quoted price, I'm leaving." HAHAHAHAHAHAAA! I HATE those people. When I go to buy a new car, I look at it as war. They want to rip you off, so you have to literally FIGHT them to hang on to your money. And the best way to do it is to have two dealerships that want your business. Oh yeah good credit helps lol

 

Same here, and its nice seeing all of your payment take away at the total. I really feel great about buying when I did, since they did not offer the 0% on the 9s the following year.

Jeller

 

4.99% - Paid off in 3 years 9 months.

The interest rate may be high with cars, but if you can pay a lot more than the minimum payment to come down on principal, then you will utltimately save a LOT of money. I think my bank only got like ~1.5k in interest when I paid it off.

 

6.89% from capitial one i have awesome credit and mitsu try to rape me with 11% then they went down to 8% and i walked out

 

6.9% through Bank of America.

 

It was 4.9%, car is paid for now. Paid that ****e off in 40 months, saving myself around $2K.

If guys have high interest loans you really need to pay more than the pricipal to save yourself money. Do it in the begining...

 

i work for a finance company and i got a special rate thru one of the banks i deal with. i bought my evo used and am at 6.15% due to a discount as if i were an employee. wish they still had that program. but if some of you guys with high interest need to re-fi pm and i will see what i can do. maybe i should try to become a vendor for financing?

STevo.