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JDM rear bumper vs. Insurance co.

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Old Dec 3, 2008 | 01:49 AM
  #1  
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From: Luke AFB
JDM rear bumper vs. Insurance co.

I'm wondering what would happen if you got rear ended and had a crash beam modded for a JDM rear, what would happen? I'm guessing since it would be a "custom" or "modded" safety piece they would try to screw us out of the repairs. My guess it wouldn't be good. Anybody have any insight on this?
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Old Dec 3, 2008 | 06:26 AM
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Don't get hit.
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Old Dec 3, 2008 | 06:31 AM
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It all depends on the adjuster. If he/she is doing their job you might get caught.

But 99% of the time if there is a beam there they won't know any better.
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Old Dec 3, 2008 | 06:39 AM
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yea i agree.. i really dont think they would notice,, well depending on the damage
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Old Dec 3, 2008 | 06:43 AM
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I think if I went the JDM bumper route I would at least get the crash beam modified so that any adjuster would at least see it there....I don't know if it will help/hurt 5mph crashes any though
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Old Dec 3, 2008 | 06:45 AM
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ok guys, please provide some real information here.

Here is what happened to my friend with JDM bumper. My friend's red evo was hit from the driver's side and she called me up to borrow my GG crash beam just in case adjuster asks. In the end adjuster didn't notice anything, she told me the body shop says just have a crash beam laying there would be fine.
Her user name is babbidoll something on evom, pm her if you have any question. but if you have a modified crash beam they won't notice anything.
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Old Dec 3, 2008 | 07:47 AM
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When I crashed my eclipse wraped around a tree long story but I had removed the crash beam and no one noticed.
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Old Dec 3, 2008 | 07:52 AM
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What exactly does the beam protect?
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Old Dec 3, 2008 | 08:17 AM
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It protects the vehicles rear frame work. But only at 5mph and below.
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Old Dec 3, 2008 | 08:24 AM
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ya i dont think they are gonna no the difference, just go with a modified one just in case.
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Old Dec 3, 2008 | 08:27 AM
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sorry offtopic

acutally sorry for straying away from the point, but my freind nic is getting his jdm rear bumper on monday, do you just kinda cut and idk modify the crash beam thats already there or do you buy one? what can or do you do, cause i dont no.
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Old Dec 3, 2008 | 08:29 AM
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Originally Posted by -Evo Aaron-
acutally sorry for straying away from the point, but my freind nic is getting his jdm rear bumper on monday, do you just kinda cut and idk modify the crash beam thats already there or do you buy one? what can or do you do, cause i dont no.
you can search there are few threads out there
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Old Dec 3, 2008 | 08:43 AM
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If you get hit in the rear and the damages were maximized because there was no crash beam, you better believe the insurance company will find out about it. The body shop will remove your bumper and be like wtf, theres no crash beam so they have to report that to the insurance. Now on the other hand, if you have a crash beam but modified, they will probably accept that as a valid crash beam. And if your accident didn't involve the rear bumper, they won't give a rats @ss if you have a crash beam or not.
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Old Dec 3, 2008 | 08:48 AM
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Have you guys ever dealt with insurance adjusters? They are usually in a rush and generally don't know anything about cars...they notice the obvious.
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Old Dec 3, 2008 | 08:48 AM
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No one is going to notice, chances are the body shop has never seen an Evo before anyways and wouldn't know if it came with a crash beam.
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