Stupid Insurance. What do you pay?
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Joined: Sep 2003
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From: San Diego
Stupid Insurance. What do you pay?
When I insured my new Evo, it was the cheapest to insure of my 3 cars. I wonder how the rates are calculated. The three cars were: 2003 Mitsu Evo 
, 2001 Camaro Z28 
, and 1983 Mercedes 380SEC 
. Wouldn't you know it, the car that's only worth a few thousand, the '83 Merc, cost the most to insure, about $800/yr. for full coverage and 250/500 limits. The Camaro was in the middle, and the Evo cost the least, less than half the Mercedes.
I was pleasantly surprised that I can insure the Evo for under $400/yr.
, but why does the insurance company have it so wrong? 
The Mercedes is disposable hardware at this point and yet it is the most expensive.
I'd be interested to hear what you're paying out there for your Evo insurance, and how your rates compare to what you're paying for other less sporty cars.
FYI, I'm a single guy in early 30's w/ clean record.
, 2001 Camaro Z28 , and 1983 Mercedes 380SEC . Wouldn't you know it, the car that's only worth a few thousand, the '83 Merc, cost the most to insure, about $800/yr. for full coverage and 250/500 limits. The Camaro was in the middle, and the Evo cost the least, less than half the Mercedes.I was pleasantly surprised that I can insure the Evo for under $400/yr.
, but why does the insurance company have it so wrong? The Mercedes is disposable hardware at this point and yet it is the most expensive.I'd be interested to hear what you're paying out there for your Evo insurance, and how your rates compare to what you're paying for other less sporty cars.
FYI, I'm a single guy in early 30's w/ clean record.
The Mercedes is disposable hardware at this point and yet it is the most expensive.
In Timeout
Joined: Aug 2003
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From: LA
WTF your 18 and only would pay 1300 for full coverage?? I own my evo and without a multi line discount because of homeowners insurance it would be 8000 a year to insure me. Im 18 and pay 3600 a year and have a clean record.
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Joined: Oct 2003
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From: Minnesota
Originally posted by leaveit2bevo1
WTF your 18 and only would pay 1300 for full coverage?? I own my evo and without a multi line discount because of homeowners insurance it would be 8000 a year to insure me. Im 18 and pay 3600 a year and have a clean record.
WTF your 18 and only would pay 1300 for full coverage?? I own my evo and without a multi line discount because of homeowners insurance it would be 8000 a year to insure me. Im 18 and pay 3600 a year and have a clean record.
For example, I use to live in the Twin Cities. My two cars cost me $2000 every six months. Now I live near Rochester, out in hickville, and pay only $700 every six months for my to vehicles.
Repair prices also determine your cost. My newer vehicle costs less to insure than my older vehicle. But then again an Acura costs more to repair than a Subaru.
Last edited by brakemans; Oct 19, 2003 at 01:42 PM.
Originally posted by dr.Gonzo
I think I'm getting boned. 2300 a year, 27 yrs old single, NO TICKETS! damn you progressive!
I think I'm getting boned. 2300 a year, 27 yrs old single, NO TICKETS! damn you progressive!
Now I pay just over $1000 every 6 months.
Single, clean record, USAA, Full coverage, Mississippi, $500 deductible, only vehicle (looking for a Gallant VR-4 as a second car).
Last edited by 90GSX-03EVO; Oct 19, 2003 at 04:05 PM.
I also have State Farm...adn I am only paying like 62 bucks a month...i just turned 25 a couple weeks ago....so I am not 100% sure what it is....It is in the low 60's....that is damn cheap if you ask me....I pay 130 a month for 2 brand new cars....other being an outlander. So yes some of you are gettin boned right where the sun don't shine....but i do live in a very small city.....spfld, IL....I am sure many of you live in big cities.
