I recently went in a ditch dodging a deer. I was probably only doing 10mph when I went in it after slamming on the brakes. My front bumper is missing grill and bottom lip type thing ripped off and so did splash gaurds. The back bumper got pulled up some and the lines between other body panels don't line up just right anymore. Also by the muffler the bumper is torn about an inch or two.. Like part of the bumper was inside the muffler if that makes sense. Stock intercooler cracked in really small place and fins are dented. Small scratch/ding in lower ic pipe. Oil small radiator has fins dented in and mud all in it. Just wondering if they replace all that or just say f u. Honestly a few fins on radiator being dented doesn't bother me much and I'd just pocket the money and shrug it off. Back bumper isn't that obviously bent because it already has the swerves in it, and an adjuster who has never seen an evo might not believe it's damaged. Would they say have a shop bondo stuff or get me money for new parts? Also any adjusters ever give u a quote for normal lancer parts instead of evo parts? Btw this is an 04 evo 8.

Oh and I want to repair it myself because no one around here knows what a Evo is so don't want them touching my car

 

Some girl hit my car and when the adjuster came I pointed out the moldings where scratched so he said good call and added new ones. Just point it all out to adjuster and he'll get it. I'm pretty sure they have a computer program they just plug it all in and it gives them all the prices. Just bring up all your concerns to the adjuster. When the adjuster left he said if any shop has a problem with the price call him and he can fix it.

Do you have a mitsubishi dealer near you? if you can get your car around go get a few quotes on your own, you'll be fine. based on me getting $1150 for small ding in my door that can most likely be PDR'd I'm sure you will get enough.

 

I looked up msrp values and the parts alone are like 3700 dollars not painted and no labor and also not including screws and rivets. If they wrote me a check for that I'd be super happy. Idk if they'll replace an oil cooler because of one side being dented and fins being smashed though. Also I have huge boost leak at the turbo outlet flange (think that's the name of it.) where turbo connects to lower ic pipe. So I imagine when the ic smashed in and got bent it pushed lower ic pipe in also and that pushed the flange to turbo. Hoping they'll give me money to replace lower ic pipe also bc of it. Has a small ding and scratch. If they don't oh well I guess. Just cost me a bit to fix

 

Do you think your premiums are going to go up at all from this? Insurance companies have to take more than they give to stay in business so I’d worry they are going to get it back from me one way or another.

 

They told me before filing the claim that it wouldn't go up because I've never made a claim and I've had a policy for over 10 years. Like accident forgiveness. I ended up getting $4000 after $500 deductable. Evo 9 front bumper and jdm 9 rear here I come

 

Yup, make those claims. I never used my insurance till recently but damage that's not your fault doesn't cause an increase in premium. Plus, if you're paying $1.5k+ a year and not making claims like I was then...