Question about Insurance.....
cool i have a question what if you don`t want to go to a certain auto body shop can they say no thats the only one available ?. Cause my last car thats what they told me and the dudes who did it really messed it up so i`m curious.
im pretty sure u can take it where ever you want becaues in my case they guy who hit me had progressive insurance and they wanted me to go to their authorized progressive body shop nd i told them no i only go to one shop and thats what i want and they didnt even hesitate and said ok thats fine
Newbie
Joined: Jul 2005
Posts: 45
Likes: 0
From: Phoenix
I am an adjuster for Progressive I deal with claims in 48 states
SoCalRedLine is right that all applies in California but each state is different. You really just have to read your policy contract, as boring as they are, because they are all different in small ways and each company has its own contract.
With Progressive if you are the policy hold you can ask for oem but doesnt mean thats what your getting cause its in the contract what progressive can replace parts with. You actually have to meet certain criteria to get the oem
Now if a Progressive policy holder hits you and you ask for the same oem parts they will replace it with that cause you dont have a contract with them.
sly you should have had the option to go to another shop unless your in the middle of nowhere.
Alot of companies send you to there shops because it makes it easier in the event something goes wrong with the work done. Its easier for them to say "hey shop A replace that light bulb it should be about $20" instead of calling shop B and having to agree on a price that should be charged for that light bulb replacement.
To add to what SoCalRedLine said "its always your choice" just remember if your shop screws something up you cant blame your insurance.
SoCalRedLine is right that all applies in California but each state is different. You really just have to read your policy contract, as boring as they are, because they are all different in small ways and each company has its own contract.
With Progressive if you are the policy hold you can ask for oem but doesnt mean thats what your getting cause its in the contract what progressive can replace parts with. You actually have to meet certain criteria to get the oem
Now if a Progressive policy holder hits you and you ask for the same oem parts they will replace it with that cause you dont have a contract with them.
sly you should have had the option to go to another shop unless your in the middle of nowhere.
Alot of companies send you to there shops because it makes it easier in the event something goes wrong with the work done. Its easier for them to say "hey shop A replace that light bulb it should be about $20" instead of calling shop B and having to agree on a price that should be charged for that light bulb replacement.
To add to what SoCalRedLine said "its always your choice" just remember if your shop screws something up you cant blame your insurance.