Lvis

this probabbly a dumb question but if someone takes there evo (full coverage) to the track (e-town) and crashes, there basically screwed right? im sure insurance isnt going to cover that correct? and is there such thing as an insured track?

Balrok

iTrader: (15)

Basically...yes your screwed. There are insurances you can pay for that the track may offer for the day, but even then it's like a 10k deductable and it only covers damage to the track, the car itself normally isn't covered.

jid2

iTrader: (62)

I've seen people post about track day insurance coverage. Not sure who it's offered through and what the details are, but it does exist to some extent.

I just saw a brand new CTS-V get work over after hitting a few walls at the last track day I went to.

Lvis

u see thats what im afraid off, i just might keep my civic hatch just for the road course as a project car because of this reason

goofygrin

iTrader: (5)

If you're going to be doing it a lot, this type of insurance might be good:
http://www.prosure.net/calculator.html

You can also buy 1-3 day policies for around $200.

delongedoug

iTrader: (20)

Here's one for HPDE's:

http://hpdeins.locktonaffinity.com/

A bunch of people from NASA have used them so I got a policy from them for when I go to Lime Rock April 4th with NASA.

But yes, you are completely on your own otherwise.

Lvis

how much did it cost? did/were u able to get a policy for just that 1 day?

djtmotorsports

iTrader: (11)

I saw that K&K Insurance has racecar/trackday insurance. It is under the "On-track Crash Damage " section.
They just helped me with my knee surgery, good company to deal with.

Darin

delongedoug

iTrader: (20)

Yes, I got it and the whole point is that it's just for that one day and only on the track. Came to $150 covering about $20k.