Hehe, check it out..... I am 24, birthday is in March. I have one moving Violation on my insurance which will be off in April. So in April I will be 25 with a clean record.

Right now to insure an 05 MR Geico wants to charge me just under 4K for the year. When I turn 25 and lose the violation it will fall down to just over 2K a year. About 2100 and change if I remember correctly.

I know these numbers because I was looking to get an MR and spoke with Geico about 2 days ago to work out the numbers. To bad when I inquired about the car it was miss-listed and not an MR :-(

So the lesson of the day it, stay the hell out of NJ. If you are not 25 and/or have a moving violation or more. You might as well grab your ankles now and get used to that position. We all have....