To all the guys that go to the drag strip and/or track your cars...
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To all the guys that go to the drag strip and/or track your cars...
i read this on another forum i frequent...just wanted to give a heads up on this...i know a lot of guys on this forum track their cars and do a lot of testing at the drag strip...i would hate to start seeing waranties voided AND insurance policies cancelled....
anyways...try to play it safe at test and tune nights and road race/auto X events...try to give false plate info if you can and cover your plates and VIN numbers if at all possible...i personally am not one to break rules and try to cheat companies out of their policies, but i think this is BS...taking an auto to a track is entirely safer than being crazy on the street...i dont really want to get into the politics and such, just wanted to give a friendly warning and heads up!!
PS...im trying to compile some threads that display this occurrance...i think the source i quoted here saw this happening to the guys over at honda-tech
I've been reading more and more threads all over the place about people having their insurance policies CANCELLED because of insurance "Narcs" that are going to various drag strips, autocross areas, road courses and the like, and taking TAG #'s, going back and reporting this to all the insurance companies out there (i guess they pay these people a fee and they get tons of tag #'s, the lists are distributed throughout the insurance world, but apparently the only companies doing this on a pretty common basis are Geico, State Farm and Allstate (which are i think the 3 biggest on the market).
From what ive been reading people that have been effected by this are getting phone calls from their insurance companies asking if they understand the series of rules and regulations they agreed to before taking out insurance, and then bringing up the racing situation and informing them of the cancelled policy, and report on their record of racing usage to other insurance companies...there have even been a few people that it goes as far as the insurance company informing the finance company of the situation (as they have to if insurance is cancelled on a financed car) and then the finance company informing the dealership in which the vehicle was purchased for any kind of reprocussions as far as warranties go...and that is just BULL****, but i guess thats their right.
From what ive been reading people that have been effected by this are getting phone calls from their insurance companies asking if they understand the series of rules and regulations they agreed to before taking out insurance, and then bringing up the racing situation and informing them of the cancelled policy, and report on their record of racing usage to other insurance companies...there have even been a few people that it goes as far as the insurance company informing the finance company of the situation (as they have to if insurance is cancelled on a financed car) and then the finance company informing the dealership in which the vehicle was purchased for any kind of reprocussions as far as warranties go...and that is just BULL****, but i guess thats their right.
PS...im trying to compile some threads that display this occurrance...i think the source i quoted here saw this happening to the guys over at honda-tech
these open track days... are they really considered racing? i mean... it's a closed private course... off of public highways...
most of these open track days aren't sanctioned events... they're not really considered "real" wheel to wheel action... i don't see the harm in "playing" with your car as long as its done in a safe and controlled manner... if they voided my policy over that... i'd seriously try to fight it because no wrong was done
most of these open track days aren't sanctioned events... they're not really considered "real" wheel to wheel action... i don't see the harm in "playing" with your car as long as its done in a safe and controlled manner... if they voided my policy over that... i'd seriously try to fight it because no wrong was done
Since a drag strip is a closed course, can't you just take the plate off the moment your car is on the property?
Maybe someone can come up with a list of VIN number locations that are observable around the car and inside the engine bay besides the one on the dash...
Maybe someone can come up with a list of VIN number locations that are observable around the car and inside the engine bay besides the one on the dash...
Originally Posted by EVOtagger
anyways...try to play it safe at test and tune nights and road race/auto X events...try to give false plate info if you can and cover your plates and VIN numbers if at all possible...i personally am not one to break rules and try to cheat companies out of their policies, but i think this is BS...taking an auto to a track is entirely safer than being crazy on the street...i dont really want to get into the politics and such, just wanted to give a friendly warning and heads up!!
why? flugk'em. I have no problem admitting that I race my EVO in legally sanctioned events. That's why I bought the car in the first place. My insurance agent knows I race the car, he thinks it's a totally bad **** car and loves racing...
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Come on! You guys don't believe this crap do you. This is a bogus story. If you get a citation thats one thing, but insurance company's sending out people to drag/autocross events taking down tag #'s.
What you do with your car within the boundry's of the law is your business. Actually now that I think it's kinda funny, but you guys go ahead and believe what you want.
What you do with your car within the boundry's of the law is your business. Actually now that I think it's kinda funny, but you guys go ahead and believe what you want.
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read the fine print on your insurance policy...i am pretty sure it will say something about the insurance company can cancel your policy at any time for any reason...if they dont want to cover damages that occur to your car while you are pushing it to its limits, that is their right
i also do not agree with it, but better safe than sorry
i also do not agree with it, but better safe than sorry
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I think the original post is BS. I totalled my 350Z at the Buttonwillow Raceway Performance Driving Clinic, which is basically an HPDE event with high-quality instruction.
My insurance covered the loss and did not cancel my policy (although the did raise my premium a lot).
My insurance covered the loss and did not cancel my policy (although the did raise my premium a lot).
Originally Posted by EVOtagger
read the fine print on your insurance policy...i am pretty sure it will say something about the insurance company can cancel your policy at any time for any reason...if they dont want to cover damages that occur to your car while you are pushing it to its limits, that is their right
This would be equivelent to an insurance agent coming to your home and canceling your homeowners policy because you don't have a protective screen in front of your fireplace.
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^^ you act like i am making this up
yes i made up this bogus story so i can laugh at all you fools when you take your plates off at the drag strip
this sounds similar to mitsubishi voiding warranties due registration with the SCCA
anyways, i am just trying to pass along something that i read...no one is telling you you have to believe it...take it or leave it, im just trying to help out
yes i made up this bogus story so i can laugh at all you fools when you take your plates off at the drag strip
this sounds similar to mitsubishi voiding warranties due registration with the SCCA
anyways, i am just trying to pass along something that i read...no one is telling you you have to believe it...take it or leave it, im just trying to help out