my insurance went up to 2280 this year, switching to progressive ins. tonight, 1200 a year.

 

what's a PBA card? How do I get one?

 

This is most likely the reason:

click here

The Evo has a staggering insurance claim value of 514, the highest of any car listed. Insurance companies pay attention to stuff like this and adjust their rates accordingly,

 

Policemans Benevolent Association.....you get them from the police....meaning you are friends or family members with a cop. They are almost like a get out of jail free card....assuming the cop isn't a dick.....

they will usually take the card and let you go for minor charges.

but the end result is no ticket.

 

I think we have the problem right here.

Heck, when I lived in Indiana I got two speeding tickets in 6 months (I was 22). I did argue with a lawyer from the DAs office. Got the 72 reduced to a 56 in a 55. This was with me driving an '85 Buick Century

 

so I have to be friends with a cop to get one? Or is there a place i can just buy one?

 

damn, i thought mines was pretty high. My insurance doubled when i went from a 240sx to an evo. $1600 per year.

 

Have to be friends with one, or someone you know, or have to know someone that will sell you one

 

See, this is why you guys should jump on every a-hole who comes on here and says "just got busted for doing 128 on the freeway, what should I do?" Tell him to throw himself off a bridge! Drivers like that are making your insurance premuims sky high. The adjusters look at the evo and say "ok, if you buy one, chances are you're gonna drive like a retard, so we're gonna have to charge you more"

Of course, raising your deductibles helps a lot. Turning 23,24,25,26 depending on state helps some too. I've never heard about a discount for having your license for 6 years, but hey, take what you can get.
Anything that makes you look more stable helps, too. Getting married helps big time. A second car can actually help the first car's insurance. Buying a house help a ton.
If you only drive on the weekends, or just to racing events once a month or whatever, you can probably do this: call you adjuster and tell them that you won't be driving the car for a while, and you'd like to suspend your account. There's a monthyl fee for this, but your account stays open and you're paying less in premiums. Then, when you're going on that trip or to that race, you call you adjuster and say "alright, I need my policy actived for the weekend because I'm heading out of town" They'll confirm that the policy is active, and for what time frame (usually a little longer than you specify, since traffic sucks and you might get stuck out later than you thought). They then charge you for the time you spent using the policy. It doesn't work for everyone, but it might be another option to investigate with your carrier. This is easier to do if you have two cars

 

20 in ma i have no idea what my insurance is going to go up to i juust registered it last week. my jeep was 1900 though... evo will probobly be double

 

1900$ for a JEEP? Did you run over a flock of children in it?

 

Evo, STI, SRT4 are now under a high performence catagory which makes you pay more. Their basic idea car goes fast more accidents, not only that the high repair cost on body panels and the hours to put a crashed Evo STi or SRT4 is most likey 2 times as a regular car just because of the special body pieces they used.

 

$95 per month full coverage here in PA. i m 29 though.

 

Damn, this is bad news...I've been trying to buy Evo for a while now, not even thinking of insurance....I wasn't paying but $400/6months for 2002 Z06...I will have to call and check rates

 

Im 17... my insurance is crazy Ive been driving for a year and a half, but just 2 weeks ago I got my first speeding ticket (51 mph in a 40 mph zone). It was 3 days after having my Evo, I didnt even realize I was going more than 40 (this car really takes speed well). But otherwise, no tickets or accidents.