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How much do you think an alarm system will lower my insurance?

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Old Mar 11, 2006 | 08:53 PM
  #1  
Billy17425's Avatar
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How much do you think an alarm system will lower my insurance?

I was thinking about geting a car star alarm to lower my insurance and for my car ovbiously. Its about 4k a year right now how much you think it will lower it if i buy this?
Old Mar 11, 2006 | 09:02 PM
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From: Tucson
I don't want to sound silly but why don't you call them and ask?. Each insurance company has their own quotes and each car and each driver has their own different charges.


In my opinion you should call them and ask but I will speak for myself:

I get multiple car disccount
I get additional disccount for having the car in the garage
I get disccount for low mileage
I get disccout for the alarm with ingnition kill

You can also get additional disccount with the car club(steering wheel locking bar)

Carlos
Old Mar 12, 2006 | 10:48 AM
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From: Western NY
Originally Posted by Billy17425
I was thinking about geting a car star alarm to lower my insurance and for my car ovbiously. Its about 4k a year right now how much you think it will lower it if i buy this?
maybe 100 dollars a year
Old Mar 12, 2006 | 10:53 AM
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From: Central NJ
geez, 4k a year? how many people have you run over?
Old Mar 12, 2006 | 10:58 AM
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fromWRXtoEVO - What insurance company do you use if you don't mind me asking? I too am garage kept, low mileage, etc. but I don't get any extra discounts for all of that.
Old Mar 12, 2006 | 10:00 PM
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I got $7 off, if I knew I would not submit anything
Old Mar 12, 2006 | 11:34 PM
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20$ thats what they told me when i bought my car and they asked if it had an alarm.
Old Mar 12, 2006 | 11:47 PM
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From: NJ
Take a defensive driving class for $25. My discount was around 100 per year for the alarm. The class will take anywhere from 1%-5%.

Just call your insurance and they will tell you..
Old Mar 13, 2006 | 04:25 AM
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what are u 16? 4k a year???? geez
Old Mar 13, 2006 | 07:35 AM
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Wow....4k a year? I would seriously drive a Geo Metro or something, thats insane!
Old Mar 13, 2006 | 07:39 AM
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From: in front of your car
depending on the ins company, it can be as much as 10%...
Old Mar 13, 2006 | 07:43 AM
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Originally Posted by Max74
fromWRXtoEVO - What insurance company do you use if you don't mind me asking? I too am garage kept, low mileage, etc. but I don't get any extra discounts for all of that.
I also want to ask you this. I keep it in the garage have had it for a year and only has 4300 miles on it. Can't really complain though, 2 speeding tickets, and an accident and i only play 1k a year.
Old Mar 13, 2006 | 07:45 AM
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From: PBG , Florida
Hahaha. 4K a year isn't bad. I pay 450$ a month on insurance and 497$ a month for the car payment. I'm 18 with a PERFECT driving record. and just for the record.. I pay for the car MYSELF.
Old Mar 13, 2006 | 08:10 AM
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From: Hendersonville, TN
230 a month with a multiple car discount, about to have two speeding tickets off the record and i have an alarm with an imoblizer so i hope it will get a lot lower, and i have taken a defensive drivers course. wow maybe i should call them back and try to get it lower with all of that
Old Mar 13, 2006 | 08:59 AM
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From: SW MO
good lord...Some of you guys are paying sooo much I pay like $55/month for 150/300/150 coverage(100/100 deductible)...ofcourse I got like multi-car/line discount w/ my house insurance too...


anyway, for your question...it's usually between $3-$9 off your monthly payment...



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