cheapest way to get finance?
Just shop around for your loan the best intrest rates. Credit Unions, small banks, and internet-only banks often offer the best deals. Have your best financing lined up before you walk into the dealership, and then see if the dealer's finance dept can beat it.
If u buy a new car the dealership might offer speical rates with manufactures.....Like Nissan has 3% right now on all nissans....Credit unions are awesome too...they offer about 4 to 5%......Capitalone.com is pretty good, they offer from 6 to 12%.....peace
Trending Topics
Originally Posted by first5.0
STOP going to internet sites for credit. save up your money and pay in cash.
Wow, I thought I walked into the dealer with my head held high when I slapped a check for 13g's plus 6.1g on my trade in. I still had to finance the remaining balance. Either you live at home w/ parents, or you have one hell of a job. 30g's for a new IX is hard to come by for most without financing.
Newbie
Joined: Aug 2005
Posts: 74
Likes: 1
From: baltimore, md
Originally Posted by Absolut_VIII
Wow, I thought I walked into the dealer with my head held high when I slapped a check for 13g's plus 6.1g on my trade in. I still had to finance the remaining balance. Either you live at home w/ parents, or you have one hell of a job. 30g's for a new IX is hard to come by for most without financing.
Buying a car all in cash is a good idea IF you dont have a way to invest the money to get you a higher percentage than your financing interest rate. 
Lets say I put 10K down on a MR and finance the other 25K at 6%.....and then I use that 25K and invest it and turn a 10-15% profit..........then essentially I could finance the car for free or at a profit
Lets say I put 10K down on a MR and finance the other 25K at 6%.....and then I use that 25K and invest it and turn a 10-15% profit..........then essentially I could finance the car for free or at a profit
