Official EVO Insurance Thread
I was with a local agency here in town. I had a 2007 bmw 335i, a 2004 chevy pick up , a 2013 town and country and a 2012 kia sorento. I was paying 345/mo with 50/100 comp collision and 500 ded. I added my 2014 MR and it went up to 375/mo w same coverage. I shopped and got geico with exact same coverage plus a one time forgiveness policy and guess what? Im paying 211/mo !!! Thats almost 2K dollars a year !! of course we have a good driving record (konck knock on wood) plus my wife and I are in our mid 50"s. Daughter is 29. My local agent wasnt happy. But 2 grand a year is a lot of money... at least for me.
Ive been with GEICO for over 17 years, and my insurance keep going up and up and up. No accidents, no tickets and on an evo that only gets about 5k miles a year. So finally I gave up and started contacting insurance agencies all over the place. So AAA Texas got my business this year....I was able to save over half on my insurance. From $2,080/yr to $1,025/yr. Same coverage and instead of $1,000 ded. to $500. Which I had to raise in order to save some on GEICO. And this is plus the savings I got on my other cars.
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Joined: Dec 2013
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From: Oakland county Michigan, where the suburban kids act ghetto and hard cause if they do it in Detroit they'll get shot.
30 years old, clean MI driving record, AAA 500K/500K FULL COVERAGE WITH NO DEDUCTIBLE $170 INCLUDING PLATINUM MEMBERSHIP.
Extremely few insurance companies will actually insure performance mods, but most companies will have some coverage you can choose for Additional Equipment, though it's typically meant for regular stuff like upgraded wheels, sound system, etc. The wording in the actual insurance policy (which everyone receives after purchasing the policy, though few actually read it) says that it's not meant for performance-related modifications, but when it comes down to the claim itself, it depends on how cool the claims adjuster is. I've seen people's basic mods (springs, intake, exhaust, etc.) get covered under that Additional Equipment coverage in the event of a total claim. But I'd imagine the stuff that falls under the "fully modified" category might be harder to get covered.


