bumper/lip damage: to claim or not?
Evolved Member
Joined: Dec 2006
Posts: 607
Likes: 0
From: R-Town
not worth it. you get a CF replica for around $300 or so, and prob a used OEM lip for $100 off some member. definately not worth it. I only claimed my lip once, and it was cause of road construction and I filed it with the contracting company not my own insurance.
either way, its not going to be much over $250, so you'll be paying most of it, and your insurance will have your claim on record. If your whole front end was gone... that would be a different story, or at least a hood which is $800 or so
either way, its not going to be much over $250, so you'll be paying most of it, and your insurance will have your claim on record. If your whole front end was gone... that would be a different story, or at least a hood which is $800 or so
I wouldn't bother with a claim unless you know for a fact that there is more damage than just the front bumper and lip. It may be cheaper to do it yourself. I had a similar incident where I ripped off my front lip and put a 1.5" crack on the bottom of my front bumper. I was going to file a claim, but I ended up picking up a silver bumper/lip for $150 locally and am going to get it painted. So in the end, it'll end up costing me around $400-500 total to repair the damage. It kinda sucks that every incident in NM is at-fault though. The way I see it is that it's better to spend the extra $250 or so because you will end up paying the $250 in the long run through a hike on your insurance rates. good luck.
I have had a few claims against my insurance (including a totalled car) and my rates have always gone down. I personally think you pay for insurance (a lot for most people) so why not use it for what its there for. Just my .02. Who is your provider?
Thread
Thread Starter
Forum
Replies
Last Post
