How are you deducting your interest (or car purchase?) from taxes?

 

When I bought...I got 5.99% for 60 months.

I recently re-financed at 4.39% for 36 months.

 

Get a home equity loan secured by your primary residence. Use the $$ to buy a car instead of getting a car loan. HELOC interest is tax deductible. Smart move. Just make sure the payments end before you get rid of the car.

 

4.3 .........5 yrs

 

That was a bank rate. It took so long to get my car, I was able to work my bank against the dealerships bank and in the end the dealer wanted the financing more.

 

3.25. I actually have a fight with the finance manager to get this rate. Long story short, do your homework first before you sign any paper.

Here is how I bargain. I apply a loan online with some bank. I think it's 3.99. The loan approved. I use the loan as a my bargain chips.

 

2.25 local credit union . 4 yrs

 

7.9 = (

 

5.75% APR

How can I be able to get it refinanced for a lower rate?

I bought my car in April and wondering if it's too early to refinance