anyone claim "Lancer" instead of "Lancer Evo" on insurance?
Sep 5, 2003, 11:38 AM
#1
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anyone claim "Lancer" instead of "Lancer Evo" on insurance?
Just curious... I found a few threads about insurance and apparently AllState (my company) already knows about the Evo 8, but I bet some of you can simply claim it as a Lancer eh?
Sep 5, 2003, 11:43 AM
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Insurance companies go by the VIN. I would guess most of them know about the EVO by now. Besides, why would you risk $15K coverage lapse for a $30K car? I would want to correct any confusion right away.
Sep 5, 2003, 12:18 PM
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Yup. Not a good idea to defraud your insurance company. When the pull the VIN they get everything, year, color, make and model.
I think it would be funny to have someone intentionally claim the car as a Lancer and then wreck it. It would serve them right.
I think it would be funny to have someone intentionally claim the car as a Lancer and then wreck it. It would serve them right.
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Sep 5, 2003, 12:19 PM
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No, I don't agree with whoever said "you will be royally boned"......Because first of all, yes the insurance insures your car the VIN. And the VIN states what car you have EXACTLY. So if you gave your VIN to them and they issured it as a Lancer, thats their problem. The responsibility of the customer is just to provide the correct VIN number and they do the rest.
My issurance stub says its a Lancer as well and I did not tell them its a regular Lancer. They even asked me how much was the car worth and I said about 30k. If they have indeed put it under a regular Lancer thats their lost. I am paying only 600 a year for my insurance right now.
My issurance stub says its a Lancer as well and I did not tell them its a regular Lancer. They even asked me how much was the car worth and I said about 30k. If they have indeed put it under a regular Lancer thats their lost. I am paying only 600 a year for my insurance right now.
Sep 5, 2003, 05:35 PM
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Yup, mine is under Lancer Sedan!!! That's what they came up when she looked up the VIN number. Btw, they have a copy of the green slip and they know how much the car is and what the car is. It's just not on their listing yet. I'm paying less for this than the previous WRX. But i'm sure once they get it in their system. My insurance will go up.
P.s. i had the same problem my Honda Civic SI back in '99. THey listed as the EX under insurance with the VIN. Yes, they still cover it under that name because of the VIN.
P.s. i had the same problem my Honda Civic SI back in '99. THey listed as the EX under insurance with the VIN. Yes, they still cover it under that name because of the VIN.
Sep 5, 2003, 06:43 PM
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Mine was until recently insured as a Lancer ES. When I called them to ask what the value was they said 15K. So if I would of totalled it they would of only paid 15K. I had them add a endorsment to insure it to 31K. Also when I got my plate for my EVO in Michigan there computer did not have it listed so they just plated it as a four door sedan with a retail value of 28K(what the dealer slip in the window said was the retail base value). But now my insurance sent me a new proof saying it is a EVO. MY insurance by the way is about $800 every six months with no tickets and I am 26. I use Farm Bureau.
Sep 5, 2003, 07:01 PM
#14
I made sure they knew I was buying an Evo, but on my card it just says Mitsubishi. On the records, they have it as an OZ-rally. I even crossed that out and wrote Evo on top of that and resent them the application. They also have my conversation recorded when I bought the car with the VIN. If they try anything up my ***, I'm gonna turn around and give them the big boot.
Sep 5, 2003, 07:11 PM
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If you did this (accepted the insurance as a regular Lancer) don't mention it here. This is just dumb. It is proof that you know that your insurance company believes you have a differtent car and by posting it here sayong "they think it's a OZ Rally" you are now admitting to fraud. If I were those who posted such words, I would do some editing.