Guess you haven't been driving with the oxygen masks out of the armrest. Shame on you.

Lol

 

LOL i dont know im just throwing out ideas.

 

ain't nobody got time fo dat

 

get your own shop to look at it too for sure, get a second opinion.

nice insurance adjusters = good cop routine. He isn't your friend. They are your adversary, and it's their job to pay out as little as possible. Remember that.

You've got the right angle on the "paying for a burnt car" especially if after their best attempts, it still smells/looks/etc like it had been in a fire. That's a big deal. If they insist on attempting repair, that doesn't mean you have to accept it. They'll try, yes, and maybe even bully you. Don't threaten to sue...if you feel like you need to go that route, you use phrases like "I feel like we aren't getting where we need to go...I think a third party might help" or "I really feel like I'm not asking much, just a non-burnt car, and I think any third party would agree with me that that is a reasonable request from an insurance company". Ambiguos

i think he means the volume of oxygen to support a fire. Houses have more oxygen than cars, but if you bust a window out while you're in a house fire, the room explodes even worse. Realistically, car interiors, especially carpet, are fire resistant by regulation.

 

I'm not an investigator but I love watching crime shows so here are a few questions if you don't mind...

I don't think you stated the day this happened but why did you leave you windows partially open on a November morning? Possible crop dust in your own car?
Looking at the Farmer's Almanac, it could've been anywhere between 18-40 degrees outside during the month of November in the morning for Bluefield, WV. Pretty cold IMO.

Could you give the address for where you work so I can streetview the scene?
What kind of foot traffic is there in the parking lot?

How did you find out your car was ablaze? Did you try to extinguish the flames yourself or call for help?

I am failly certain Recaro manufactures their products with flame resistant materials so it seems unlikely a cigarette would cause this type of loss. At most, probably just melt into the seat foam and go out.

You didn't take pictures of this? Really?

Does the insurance investigation go far enough to look at someone's financial situation? bank account balances, history of late payments, credit report?


Last thing I want is for my insurance rates to go up because the Evo is targeted by arsonist who throw lit cigarettes into cracked open windows during cold temperatures when nobody is watching and definately no cameras present.

 

He or she definite could. And if he or she just started using the internet yesterday, he or she just might do so.

Odds are, however, he or she will ignore this ridiculous request.

 

I agree that it is extremely rediculous but would be exciting to see the scene for the great fire of 2013

 

I drive with my windows down in the cold, like today it was 41 degrees today and am notorious for leaving one window down, usually in the back of the car lol. Ask my wife.

Does this make me a master criminal, that I like fresh air? Should I turn myself in?

 

definately not a master criminal move. I prefer a nice 70 degrees, low humidity when I drive.

Anyway - best of luck to the OP on a positive outcome of this. I would be devistated to find my car like that.

 

I'm started to suspect that this might be a case of a high-school English teacher getting revenge. At a minimum, the justification for such is becoming clearer.

 

I think dw0095 assumes the window were intentionally left cracked some because that is how the op made it sound. He didn't say that he accidentally left his windows down or that he drove to work with the windows down and forgot to put them up.

The OP's post does make it sound like he intenionally left the windows cracked, just like some do when it is hot outside. Again I don't think this really means anything, but I can see what dw0095 was getting to when he asked that question.

 

I left the one window cracked cause i helped my gf clean out here dorm before thanksgiving break and had left a bag of trash in the trunk. My intentions were to go out on my lunch break and roll them up. Also i was told my car was on fire by co-workers. Someone else called the fire dept. And..... the fire started in the floor board not the seat.

 

Let me know if you cant view it.

 

I couldnt believe that a little fire like that would cause it to be a total loss. Now you guys can see why it raised a question for me. The white powder is from the fire dept.

 

So the insurance totaled it?