29 yrs old $76 per month, full coverage $500 deductible- USAA

 

28 years old, 100 a month full coverage, 500 ded. with Travelers. That's with another vehicle and homeowners insurance.

 

Will full coverage be lower if you OWN the evo,based on company and deductible? versus leasing/or buying-- I currently pay $115-$118 for full.

 

Generally speaking it won't make a difference, at least in my experience.

 

All of our numbers vary not so greatly. Mine is $80/mo (full coverage) with $1000 deductible. By the way, that's for my 2 day old brand spankin new 2014 GSR!! !

 

Owning it makes no difference, unless you bring your comprehensive, collision and bodily injury values down. At least here in AZ, if you have a lein out on your vehicle, you must carry not only full coverage, but in most cases you have to have a 500 deductible or lower, and I think 25000/ 75000 coverage or higher. Now if you own it, you can bring those figures down, and raise your deductible, that's where you start paying less for full coverage.

I carry well above the legal requirement. The last thing you want is to get in a wreck, be at fault, and put the other parties in the hospital, where they will most definitely sue you if they don't get enough from your insurance company to cover medical costs and pain/ suffering.

 

Who'd you go through? How old are ya?

 

That's crazy cheap! I'm 25 with no tickets or accidents and I pay 450 a month with a 500 deductible

 

Really depends on where u live. When I lived in NC insurance was half of what I pay in MD.... I have Erie now, 1000 for the year, 1000 deductible, 31.

 

I'm with Allstate right now. 30yo single male 500 deductible with maxed coverages. I'm in sc now. I pay 1340 or so a half for the evo and vet combined and also have a renters policy with them. If I drop either car it would drop to like 750 a half. So much for multicar discounts. I believe the vet is actually a bit cheaper than the Evo... Ever so slightly.

Insuring fun cars sucks *****. Now that gas is cheap... I pay less in a month for gas compared to insurance. I've done a bunch of quotes recently as I just got the vette and I didn't see any significant savings.

 

I just switched to Allstate, I pay $154 a month for two X's. $500 dollar deductible, max coverage, both cars listed as pleasure vehicles. My record isn't terrible, but its not spotless. Kept my homeowners insurance with another company too - so I didn't even score that discount.

 

I had the best luck with Natiowide, though Allstate wasn't that far off.

 

I'm more curious why the OPs insurance thinks they can just drop him because an Evo is a "Race car".

Do they drop all the supercharged factory Mustangs too? Something is fishy there.

 

Get USAA if you can. If not, get Pemco. I work with/against insurance companies all the time and when it comes down to paying out fairly on claims Pemco is the best and Geico is absolutely the worst.

 

I'm with Geico and they cover my Evo just fine...pay ~$150 a month iirc