Hey guys im new to the forums been scouring around for a while though. Im interested in buying a new 05' Evo 8 w/out Sound and Leather (hopefully a sunroof), I currently have a 02' Wrx and selling it for 15k or trading it in if they give me a good deal(It's paid off). I have a slight problem i work but i get paid under the table, My credit score is high at 735. I was wondering how i could get this car with an auto loan since i have no history of employment? I am going to use the 15k as a down payment. Should i get my pops to try to co-sign (do i even need him?)? Any info would be highly appreciated. Thanks

 

do you have any previous auto loans?

 

if you do, you won't need proof of income.

 

Well i co-signed with my pops on the previous auto and we had a auto loan from Chase for 9,300. Not sure if it directly affects me though.

 

nah, you're good. the furthest it might go is to verify that you have a job.

 

By verifying could i tell them to call the place i work for (i work for the family buisness)?

 

yeah, depends on the bank... but with a 720+ score with your credit history, im guessing you have at least a couple credit cards amongst other things, you probably won't even have to verify your job.

 

I Only have one credit card, but i've had it for quite some time (3 years or so). My credit score is extremely high i just found out today through experian,TransUnion, and Equifax (3in1 CredReport). I was actually quite surprised.

 

Hey dizz. i have a screen Name on Aim if you want to write to me there Main-TunInMofo Other-Boostd16gWrx

 

you wont need a co-signer with a $15,000 down payment, go through chase fineance @ 3.84 APR for 60 months, not a bad deal