full coverage

 

Is to me. I got a 2-year old F-150 when I was 18 and I paid $150/mo (or $1800/yr) for similar coverage. When I leased my Eclipse at 19, my insurance shot to something obscene... near $3K/year. Clean record still mind you.

My insurance is $183/mo right now. As of September (22 1/2) when I have all my points for behaving, it'll drop to $94/mo. I've been quoted at $118/mo for an Evolution.

 

$500,000 medical coverage? There's your problem. Medical coverage on an auto policy is basically to cover a trip to the emergency room. Some health insurance places cover it, some don't, as loj68 said. If you seriously hurt someone, they're going to sue you and that's where liability coverage comes in.

Also, drop the $0 deductible. $250 is reasonable - most repairs worth making an insurance claim are going to be more than $1000. The difference between a zero deductible and a 250 is considerable.

 

I pay a 500 deductible and have 500K everything except medical. I'm 25, and my insurance in Jersey is 1100 a year.

 

I got you all beat I pay $380 a month for my bare minimum full coverage. And that is after doing some shopping around. I have one accident $8k dmg my fault otherwise a clean record I got my license @ 18yrs old( 20 now) I hate these guys In the time I pay for my car (five year Loan) I could buy 2 with the cost of the insurance.

 

All i know is, my insurance is soo high. I am a girl under 21 with one accident. Nuff said

 

Girls pay less than guys. How that was figured out, I don't know.