Insurance
Thread Starter
Newbie
Joined: Aug 2003
Posts: 3
Likes: 0
From: Gold Coast, Australia
Insurance
Anyone from Australia with turbo lancers had problems with mods and their insurance agencies. Im paying through the a** for my insurance and thjey wont let me do any mods. So my question is which insurance agencies is the least expensive and the least strict on mods?
Cheers
Cheers
Evolving Member
Joined: Sep 2002
Posts: 228
Likes: 0
From: Mackay (Qld)
Insurance
95Lancer......... to answer your question
I am insured with Shannons, I have a Lancer Gli 1.8 coupe with supercharger and no other mods at all.
The premium is $623.00, there has to be some advantages of being 35 or more. Their first quote to me was $824.00 which I was not happy about, however we have the car insured for replacement value minus the supercharger kit. This then comes to $17000 insured value. If the supercharger kit was added and agreed value (25 000) was the issue then the premium was $824.00. So there you have it, you must discuss in detail what you want or need and it can make a significant difference.
Hope this helps
I am insured with Shannons, I have a Lancer Gli 1.8 coupe with supercharger and no other mods at all.
The premium is $623.00, there has to be some advantages of being 35 or more. Their first quote to me was $824.00 which I was not happy about, however we have the car insured for replacement value minus the supercharger kit. This then comes to $17000 insured value. If the supercharger kit was added and agreed value (25 000) was the issue then the premium was $824.00. So there you have it, you must discuss in detail what you want or need and it can make a significant difference.
Hope this helps
Evolving Member
Joined: Apr 2003
Posts: 249
Likes: 0
From: Sydney, Australia
Originally posted by Mivec
That seems extremely expensive Sunder, I am not sure of your make up (age, location, etc) but a insurance broker should be able to attain a much lower rate than that.
That seems extremely expensive Sunder, I am not sure of your make up (age, location, etc) but a insurance broker should be able to attain a much lower rate than that.
I'm paying a bit less with a 55% no claim, but damn... It's still a lot of money.
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Newbie
Joined: Aug 2003
Posts: 6
Likes: 0
From: Perth, WA
hmm $1300 is a bit steep for just a gli...
i'm 18, still on my P plates, i lost 6 demerit points and got a $350 fine in one hit by goin 150km/h in a 80km/h zone (in my old car which was a CC Lancer GLXi Coupe) and i have a 1995 GSR Turbo with an evo 3 bodykit
and i only pay $1700 a year... although the car is registered under my mums name and i'm on her insurance as the second driver.
i'm 18, still on my P plates, i lost 6 demerit points and got a $350 fine in one hit by goin 150km/h in a 80km/h zone (in my old car which was a CC Lancer GLXi Coupe) and i have a 1995 GSR Turbo with an evo 3 bodykit
and i only pay $1700 a year... although the car is registered under my mums name and i'm on her insurance as the second driver.
Evolving Member
Joined: Feb 2004
Posts: 152
Likes: 0
From: Melbourne, Australia
i had my insurance for nissan through vacc for 2 or so years no probs, got the lancer and it was thanks for coming..wheres the loyalty!! im paying paying someing like 250ish a month, i think that was AAMI and thats without tellin em bout my leather interior.
Newbie
Joined: Apr 2004
Posts: 53
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From: Australia
Im 18 with a MR lancer and my pre is 1100 with a 20% no claim bonus through NRMA. They let me do any mod except for engine eg: turbo, supercharger but bodykits, rims, air filters, exhaust and other bolt ons are cool as long as i tell em.
In a year ill be changing to Just Car insurance when i turbo it cause they allow all mods and crazy drivers that have dangerous driving records and stuff but up the premium.
I got a quote on a sr20det silvia and the pre was about $3500 or $3000 for non turbo version. They allow mods but it works like this. First major mod increases pre a litlle bit. Then next 4 are free and then everyone after that ups it a little bit. I was 17 when i got that quote and it goes down every year. But Over 25 year olds have a huge advantage in the premium dept.
In a year ill be changing to Just Car insurance when i turbo it cause they allow all mods and crazy drivers that have dangerous driving records and stuff but up the premium.
I got a quote on a sr20det silvia and the pre was about $3500 or $3000 for non turbo version. They allow mods but it works like this. First major mod increases pre a litlle bit. Then next 4 are free and then everyone after that ups it a little bit. I was 17 when i got that quote and it goes down every year. But Over 25 year olds have a huge advantage in the premium dept.