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Best place to refinance my EVO??

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Old May 8, 2005, 01:06 PM
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Best place to refinance my EVO??

I bought an EVO that I pay 354.55 for 72 months for 8.99% apr. I have made payments for 12 months. I am wondering what my options are.
Old May 8, 2005, 01:16 PM
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Why do you want to refinance it?
Old May 8, 2005, 01:23 PM
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I am paying 515 at 16%. I have made the payments for yr. this is BS. i want a better rate
Old May 8, 2005, 01:30 PM
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16% How much did you put down and how old are you?
Old May 8, 2005, 01:47 PM
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was 20, ****ty credit and 7,500
Old May 8, 2005, 01:52 PM
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you are getting raped with that 16%
Old May 8, 2005, 01:56 PM
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I pay 613.26 for 72 months 7.9 APR
I was 19 with a 720 bekin score Rolled over 3000 from my eclipse into the car making my loan 34,998 back in July of 2003
Old May 8, 2005, 01:57 PM
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Im spoiled.. I have had two brand new cars with only 1.9% financing. So I better get a very low APR with my EVO or im going to cry.
Old May 8, 2005, 03:11 PM
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You got to find a credit union. 16% is almost sodomy.

I got a great rate (5.49% for 84 months) through a credit union, and that's 8 points from tier 1 credit. Tier 1 = 730 credit score and 4.99% at this particular credit union.
Old May 8, 2005, 05:38 PM
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so anyone know any decent places to refinance?? LOL
Old May 8, 2005, 06:09 PM
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I don't think any bank is going to refinance a car since they depreciate so fast.
Old May 8, 2005, 06:15 PM
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Checkout lendingtree.com, I got prefinanced for my evo back in '03 at 3.8APR. My FICA was a bit over 740 though.
Old May 8, 2005, 06:16 PM
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Do what atlvalet did, go to your local credit union. They tend to offer better rates than a normal bank does. I recently refinanced through my credit union and am paying less than through Mitsu.
Old May 8, 2005, 06:18 PM
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Capital One will refinance you.
Old May 8, 2005, 07:09 PM
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i would like to know this too... local credit union? lendingtree.com? or capital one?


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