Looking For A Dealer!!!
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Evolving Member
Joined: Apr 2003
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From: New Mexico
not good for the 0% down right now....duh! 
but according to finance departments here it is
but according to finance departments here it is
Originally Posted by redza
Dude, I was only trying to help you out...
p.s.: 678 is NOT good by any stretch of the imagination.....
p.s.: 678 is NOT good by any stretch of the imagination.....
If you are wanting payments around 350-470 I hope they will give you alot more for your car than you owe. You said you are willing to pay 28600 with 1.9% which is going to be more than the 470 a month that you want to spend. With a credit score of 678 ( not horrible but sure is not really good) you will not qualify for 0% financing. When people tell you to do you own leg work instead of asking what others paid is because if one person gets a car for $XXXXX does not mean that you will be able to get one for the same price. The last I heard dealerships were not best buy that does price matching. They do not care if some other dealership 1500 miles away sold a car to some person you have never met a car for $X.
The OTD (out the door) price is exactly what it says it is how much you pay for the car+TTL+ all of the other stupid fees car dealerships add on (like doc. fees).
My advice would be to go into a dealership with a few things ready. I would get a interest rate quote from a bank of credit union, what car you want and how much you are willing to pay. Go talk to the salesman and come up with a price you can live with (don't let them run your credit yet). Then talk to the finance people and find out what they can do for financing if they cannot beat your bank or credit union tell them you have a better offer.
The OTD (out the door) price is exactly what it says it is how much you pay for the car+TTL+ all of the other stupid fees car dealerships add on (like doc. fees).
My advice would be to go into a dealership with a few things ready. I would get a interest rate quote from a bank of credit union, what car you want and how much you are willing to pay. Go talk to the salesman and come up with a price you can live with (don't let them run your credit yet). Then talk to the finance people and find out what they can do for financing if they cannot beat your bank or credit union tell them you have a better offer.
Originally Posted by cecilia
Ok guys, here's the delima that i'm in, I have a 03 evo with 36000 miles give or take, and i want to trade it in, and go with the 0% and 0 down and get a lower payments on a new evo 
I need the dealership to payoff my evo before i get into another one, I've been reading that these 05's are going for 26-28 out the door, I'm not looking for the SSL package or anything fancy, i just want the electric blue with the sunroof, which my 03 has, I live in New Mexico and i'm willing to travel just in the west to buy my EVO...I have really good credit, my score is a 678, i'm scared to run my credit again, because its been going down since i've seen this add! 
reason being, because of the dealers here in Las Cruces looking at it and the dealership in El Paso, Texas that wasted my time today!!I visited both dealers and they can't beat the prices that i've been telling them about that other people have been getting there new EVO's for, or they don't believe that this add is running!! If someone can help me and guide me in the right direction of getting a new evo with 0% and 0 down I would really appreciate it!! PM me if you can help me out! or like some of the other guys paying the 1.9% at 28,600 is good too, because I wouldn't mind having my payments between $350-$470!! 
I also have another interested EVO owner that is willing to do the same, if we both get the same deal together I WOULD APPRECIATE THE RESPONSE BEFORE THE ADD ENDS THANKS!
I need the dealership to payoff my evo before i get into another one, I've been reading that these 05's are going for 26-28 out the door, I'm not looking for the SSL package or anything fancy, i just want the electric blue with the sunroof, which my 03 has, I live in New Mexico and i'm willing to travel just in the west to buy my EVO...I have really good credit, my score is a 678, i'm scared to run my credit again, because its been going down since i've seen this add! reason being, because of the dealers here in Las Cruces looking at it and the dealership in El Paso, Texas that wasted my time today!!I visited both dealers and they can't beat the prices that i've been telling them about that other people have been getting there new EVO's for, or they don't believe that this add is running!! If someone can help me and guide me in the right direction of getting a new evo with 0% and 0 down I would really appreciate it!! PM me if you can help me out! or like some of the other guys paying the 1.9% at 28,600 is good too, because I wouldn't mind having my payments between $350-$470!! I also have another interested EVO owner that is willing to do the same, if we both get the same deal together I WOULD APPRECIATE THE RESPONSE BEFORE THE ADD ENDS THANKS! 
Evolving Member
Joined: Aug 2005
Posts: 257
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From: Mission Viejo, Ca
Originally Posted by cecilia
not good for the 0% down right now....duh! but according to finance departments here it is
but according to finance departments here it isLast edited by speedracer2169; Aug 24, 2005 at 11:36 AM.
Originally Posted by cecilia
Ok guys, here's the delima that i'm in, I have a 03 evo with 36000 miles give or take, and i want to trade it in, and go with the 0% and 0 down and get a lower payments on a new evo I need the dealership to payoff my evo before i get into another one, I've been reading that these 05's are going for 26-28 out the door, I'm not looking for the SSL package or anything fancy, i just want the electric blue with the sunroof, which my 03 has, I live in New Mexico and i'm willing to travel just in the west to buy my EVO...I have really good credit, my score is a 678, i'm scared to run my credit again, because its been going down since i've seen this add! reason being, because of the dealers here in Las Cruces looking at it and the dealership in El Paso, Texas that wasted my time today!!I visited both dealers and they can't beat the prices that i've been telling them about that other people have been getting there new EVO's for, or they don't believe that this add is running!! If someone can help me and guide me in the right direction of getting a new evo with 0% and 0 down I would really appreciate it!! PM me if you can help me out! or like some of the other guys paying the 1.9% at 28,600 is good too, because I wouldn't mind having my payments between $350-$470!! I also have another interested EVO owner that is willing to do the same, if we both get the same deal together I WOULD APPRECIATE THE RESPONSE BEFORE THE ADD ENDS THANKS!
I need the dealership to payoff my evo before i get into another one, I've been reading that these 05's are going for 26-28 out the door, I'm not looking for the SSL package or anything fancy, i just want the electric blue with the sunroof, which my 03 has, I live in New Mexico and i'm willing to travel just in the west to buy my EVO...I have really good credit, my score is a 678, i'm scared to run my credit again, because its been going down since i've seen this add! reason being, because of the dealers here in Las Cruces looking at it and the dealership in El Paso, Texas that wasted my time today!!I visited both dealers and they can't beat the prices that i've been telling them about that other people have been getting there new EVO's for, or they don't believe that this add is running!! If someone can help me and guide me in the right direction of getting a new evo with 0% and 0 down I would really appreciate it!! PM me if you can help me out! or like some of the other guys paying the 1.9% at 28,600 is good too, because I wouldn't mind having my payments between $350-$470!! I also have another interested EVO owner that is willing to do the same, if we both get the same deal together I WOULD APPRECIATE THE RESPONSE BEFORE THE ADD ENDS THANKS! If you are willing to come out to California, the best Mitsu dealer that everyone
talks about seems to be Huntington Beach Mitsubishi.
Wont hurt to call and explain your situation.
http://www.hbmitsu.com/en_US/
.
Evolving Member
Joined: Aug 2005
Posts: 257
Likes: 0
From: Mission Viejo, Ca
Originally Posted by Spec'd
.
If you are willing to come out to California, the best Mitsu dealer that everyone
talks about seems to be Huntington Beach Mitsubishi.
Wont hurt to call and explain your situation.
http://www.hbmitsu.com/en_US/
.
If you are willing to come out to California, the best Mitsu dealer that everyone
talks about seems to be Huntington Beach Mitsubishi.
Wont hurt to call and explain your situation.
http://www.hbmitsu.com/en_US/
.
Evolving Member
Joined: Aug 2005
Posts: 257
Likes: 0
From: Mission Viejo, Ca
Originally Posted by BoostWhore
to qualify for the 0% i belive u have to have like a 780 or something. a friend of mine was checking into it
Originally Posted by redza
'Out the Door' (OTD) means the price negotiated, plus interest (if any) plus tax, title and license. MSRP (and Invoice) is the price before all the above. For example, I paid $31,750 for my '05 tarmac black with SSL which is about $500 below invoice. Add interest (didn't qualify for 0% since my credit <700 but got 4% through my credit union) and TTL and my OTD was about $34,300. Altogether, I saved about $2700. Hope this helps.
in your example, the price of $31,750 + ttl puts you around $33750 depending on location. that $33,750 is what you're paying for the car, so that is what they pass along to your financing company. your financing company then charges you interest on $33,750 for a period of, say, 5 years, and you end up paying $37,293.44 for your car after interest, a total of $3,543.44 in interest, and your monthly payments are around $621.56. financed at 0%, however, you're only going to pay $33,750 and your monthly payment will be $562.50.
ps - the price i will pay tomorrow for an 05 with SSL is $31850 + ttl (~$2000) so out the door will be ~$33850, plus ~$1000 negative rolling over from my previous car, all financed at 0%.
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