If your insurance company tries to say it is not totalled you need to use the infomation in this thread to justify them totalling it out... (ie, unibody)

Smell what your steppin in?

LOL


Best regards,

 

Do you think the ins. company will fix it or total it? whcih brings me the question if "GAP" insurance is necessary, not really for the EVO i guess because it holds its value pretty good, but other cars it may suck *****, what do you guys think get GAP insurance on the EVO?

 

You should be able to get a couple thousand after your note is paid off. I think most insurance companies go by the NADA retail value when paying off a totaled car, which in your case is about $29k.

Someone earlier said that the insurance company won't total the car unless the repair cost is greater than the value of the vehicle. This is not true. My 2001 S4, which was worth about $27k, was totaled when the repair cost went over $17k. It is a matter of whether the insurance company thinks it is worth repairing, but (at least in Louisiana) if the repair cost is over 60% of the value, it will most likely be totaled.

Another thing to take into consideration is that sometimes, a unibody car CANNOT be repaired. Example: the 2003-present Honda Accord has a dual layer front bulkhead (firewall). You cannot buy the bulkhead from Honda, and due to the design it is often impossible to fix. Therefore, if the bulkhead is damaged, the car is totalled, regardless of the current value.

 

You definitely want the car totaled. Your insurane co. wants to repair it because its cheaper and they don't car what piece of crap you get back.

1. Whatever you do, don't accept an estimate from a body shop recommended by your ins. co. Get an estimate from the body shop of a Mitsu dealer. It will be very high. And they want to sell you a new car.

2. Show the wreck to the used car sales manager at the Mitsu dealer. Then ask him "If this car was repaired, would you sell it on your lot?" Hopefully he says NO WAY. Tell you ins. co that. Try to get it in writing.

Good luck.

 

That car looks really totalled to me.

1 - If no one else was involved then it was your fault. Not reading the road and/or conditions correctly and adjusting your driving appropriately is a mistake you made and so it is your fault. I hope that the insurance company deals with you favourably though.

2 - Whoever said their brother was going 30mph in 1st don't ever let your brother drive your car again. He either had it nailed and crashed it or he was cruising at WAAAAYYY too many rpm.

 

its totalled. im way sorry.

 

sux dude , goodluck w/ that!

 

:<

time to get that 9

 

wow....glad that you're ok though.