i went to dealer to get finance and im in trouble?
Originally Posted by Warrtalon
Wow, man, you are just crazy. This is normal, everyday stuff for a dealership. Why are you so paranoid? All your threads make it seem like you're on crack or something...
LOL
Originally Posted by yesevo
the thing is its not a mits dealer......its some kinda small mixed up (primary pontiac gm) dealer,...
the reason i went there is that i applied on the E-Loan from the internet,. and that dealer call me to come down.
that s how i end up got there.........
one of my friend whos a sales man on chrysler told me i did the stupid thing cause i give out all my info and u didnt buy a car from them.........if i buy the car from them , its OK,
BUT I WASNT.........
the reason i went there is that i applied on the E-Loan from the internet,. and that dealer call me to come down.
that s how i end up got there.........
one of my friend whos a sales man on chrysler told me i did the stupid thing cause i give out all my info and u didnt buy a car from them.........if i buy the car from them , its OK,
BUT I WASNT.........
You wear pink panties with sparkles dont you?
Evolving Member
Joined: Nov 2005
Posts: 116
Likes: 0
From: Maryland
You are fine. They may need retain your app but I am sure it's not on the bulletin board in the employee breakroom or being faxed to a Nigerian bank Presidents daughter that they have been meaning to get back to. Oh and before you ask, contrary to public belief, multiple credit inquiries do NOT adversely affect your scores when the are for a car or home loan and take place within a reasonable amount of time from one another. I.E. you can go to another dealer, have your credit pulled again and not take a hit to your FICO scores.
Originally Posted by carbon8ted
Oh and before you ask, contrary to public belief, multiple credit inquiries do NOT adversely affect your scores when the are for a car or home loan and take place within a reasonable amount of time from one another. I.E. you can go to another dealer, have your credit pulled again and not take a hit to your FICO scores.
Newbie
Joined: Aug 2006
Posts: 33
Likes: 0
From: Orange County
The only thing i can recomend for you is to read this site
http://www.carbuyingtips.com/
I am currently looking for a deal around So Cal, and it probably saved me a bit of cash just by reading their site.
http://www.carbuyingtips.com/
I am currently looking for a deal around So Cal, and it probably saved me a bit of cash just by reading their site.
Evolving Member
Joined: Sep 2004
Posts: 105
Likes: 0
From: Lakewood, CO
Originally Posted by EVOM3
I'm sorry to have to break the news to you but you might want to change your identity. Go to your nearest Social Security office and apply for a new ss#. but first try to get your name changed on your Birth Certificate. You might want to contact the US Marshalls office and ask them to relocate you as well. Hope this helps.
Evolving Member
Joined: Apr 2006
Posts: 155
Likes: 0
From: Tulsa, Ok
Originally Posted by yesevo
I Wasnt Worry About That In The First Place....but After I Call My Friend,........he Scared Me Shi T Out Of Me ,,,,,he Told Me He Knows Somebody Got Messed Up Their Credit
They can't run your credit unless you sign the credit consent form that they present to you right before you do financing... If you did not sign that form and they end up running your credit you can sue them... You can make them undo the inquire on your credit report....1 inquire is not going to hurt you, but if they run it once a month every month for the past 3 years then thats going to hurt you.
You are fine, just check your credit report and see if there is an inquire....if there is just call the dealership and tell them u did not authorize it and tell them u want it remove from your credit report or I will sue you....
You are fine, just check your credit report and see if there is an inquire....if there is just call the dealership and tell them u did not authorize it and tell them u want it remove from your credit report or I will sue you....
Newbie
Joined: Aug 2006
Posts: 33
Likes: 0
From: Orange County
Some times they run it through many diffrent companys and it will lower your score.
If they ask for your licenses during a test drive, do what i do and put it in a envelope in front of them and seal it, and write on the back no credit check. If its open report them and they will be fined.
If they ask for your licenses during a test drive, do what i do and put it in a envelope in front of them and seal it, and write on the back no credit check. If its open report them and they will be fined.
Originally Posted by yesevo
i went to local dealer to find out what % i get for the finance....
and i put every info including social security number for credit application
and later i decided not to buy from that dealer......
now the problem is i am kinda worry about my info being miss used by someone...
my friend told me never give out ss# unless u buy from that dealer....
help me out someone.....i live in NYC,,,,
THE DEALER I WENT THERE, I REQUEST THE CREDIT APPLICATION INFO BACK TO ME ,.
AND THEY REFUSE TO GIVE ME BACK CAUSE THERE IS SOME KINDA LAW THAT THEY HAD TO HOLD ON FOR A MONTH.,,,,,,,,,,HELP HELP!
and i put every info including social security number for credit application
and later i decided not to buy from that dealer......
now the problem is i am kinda worry about my info being miss used by someone...
my friend told me never give out ss# unless u buy from that dealer....
help me out someone.....i live in NYC,,,,
THE DEALER I WENT THERE, I REQUEST THE CREDIT APPLICATION INFO BACK TO ME ,.
AND THEY REFUSE TO GIVE ME BACK CAUSE THERE IS SOME KINDA LAW THAT THEY HAD TO HOLD ON FOR A MONTH.,,,,,,,,,,HELP HELP!
I didnt read any of the replies, but I work for a bank. When the delaership, lending company pulls your credit report thay dont have to show it to you or give it to you. The only way you can get your own credit report is if you go thru equifax, experion etc by yourself
Originally Posted by Doowop
in order for them to chexk your creddit, they havve to have to SSN. So, it's common. I say, you're fine...
Originally Posted by Blue Evo 8
I didnt read any of the replies, but I work for a bank. When the delaership, lending company pulls your credit report thay dont have to show it to you or give it to you. The only way you can get your own credit report is if you go thru equifax, experion etc by yourself
I have a friend that works for a dealer and she' just hooks me up w/ my credit report whenever I want, well atleast she did.... But, on occasion, some dealers will let you have a copy... it all depends on how you ask or if you've come to good terms w/ the salesperson!
