some kid hit me as soon as the light turned green dont know if should i do the payments through his insurance or just get a estimate and/or get cash.any recommendations greatly appreciated....

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My Town Car got rear ended not to long ago no damage but the other car was totaled.

good luck with repairs

 

OUCH! that really sucks! but on the bright side Speed Element just recieved a shipment of JDM IX rear bumpers and they look awesome on white!

 

take the cash and get a evo ix bumper

 

kiiiiillllllllllllll the kid

 

hahah i dont think im gonna kill him jus break his legs mob style

 

That sucks but it isn't that much damage. Looks like a bumper and exhaust will need to be changed. As long as your a little handy and can take the bumper off to check what will need to be replaced I would just get the cash from him. But if you don't want to deal with anything you can just take it to a body shop and have them take care of the insurance claim. I would also go with a jdm IX bumper and an aftermarket exhaust.

 

+1 to the jdm bumper and exhaust. Think about it, good old cash doesn't raise your insurance. Making a claim could. It doesn't look that bad. If it was really crushed, I'd say claim it because you wouldn't know what damage lied beneath. But that looks pretty cosmetic. I'd take cash+pain and suffering. I hate it when people don't watch where they're going. I've been rear ended three times, so I know the feeling. The last time, I was so pissed that I was laughing at the scene of the accident. Call it temporary insanity. I had a really rough year that year. But anyways, yeah... get cash+pain and suffering.

 

if he can pay cash, do him a favor and take it

get a couple estimates first and see if he can come up with the money, if not call his insurance ASAP

 

+1 for JDM IX bumper, makes sure you get that exhaust in an estimate too. If it's a bumper and cat-back, should be around $1600 from insurance sucks though

 

i would go thru insurance... garenteed way to get paid...

or if you can get cash right away.... not if they say " i need a couple days to get it together..."

cheers!

 

 

say ur back hurts too, u get an extra $5000 just for that.

 

and your neck.. probably you would get some more money too

 

And that is one other primary reason why insurance costs are sky rocketing! By people like the above encouraging insurance fraud.

How about we encourage people to stay honest.

lord251, please don't listen to the individual's suggestions quoted above. The safest route is to go through insurance to guarantee a problem free fix. If you feel comfortable with the guy paying you up front with enough cash to cover the repair and an unexpected finding when the car goes into the shop, then you may want to give the guy a break.