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Official EVO Insurance Thread

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Old Oct 10, 2012 | 10:29 AM
  #1081  
DeeezNuuuts83's Avatar
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From: Southern California
Originally Posted by asoom90
how are you guys paying cheap on insurances? is your plolicy a 6 months 9 months or 12 months policy? because im paying $278 for a full coverage with a 9 months payment for 12 months
You're in MA. Their rates are pretty high, and your state's Department of Insurance is pretty strict, which discourages other carriers from offering coverage there.
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Old Oct 10, 2012 | 07:57 PM
  #1082  
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From: San Antonio, TX
Originally Posted by asoom90
how are you guys paying cheap on insurances? is your plolicy a 6 months 9 months or 12 months policy? because im paying $278 for a full coverage with a 9 months payment for 12 months
It's hard acquiring competitive rates in a state where there a few companies that write in that state due to their regulations.
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Old Oct 11, 2012 | 05:04 AM
  #1083  
Omg AWD's Avatar
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From: Virginia
73 a month... Divorced... 30 ... State farm. I also been with them for about 15 years and have my mortgage insurance with them.
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Old Oct 11, 2012 | 07:09 PM
  #1084  
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From: PHX, AZ
rates in IA with an sr22 restriction, $122 per month.
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Old Oct 14, 2012 | 03:11 PM
  #1085  
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From: Middlebury, CT
I have Esurance and I pay $109/month for full coverage. I'm 24, live at home, and have it under pleasure driving since the car will only be out in the summer months. Just to let people know, they give a discount for having a paypal account, I don't know if anybody had mentioned that in the thread. I also get a discount for being a good student with a 3.0 GPA. If you ask, a lot of times they will find random discounts to give you.
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Old Oct 14, 2012 | 03:40 PM
  #1086  
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From: Orange County, New York
I know I don't own an Evo, but I have a first en Ralliart (NA) I pay 250 a freaking month. I'm 19 and the insurance is MetLife, I have a bundle with home insurance...and the car is under my mothers name -_-

Edit: I'm in new York btw, hour north of NYC.

Last edited by MarkChamorro; Oct 16, 2012 at 05:09 AM.
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Old Oct 14, 2012 | 09:25 PM
  #1087  
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From: usa
i need some help

i need help with my split second tuner it came from rrm untuned an it was suppose to be pre tuned i just put it on my 03 oz an i noticed all my values are 10 or 0. can anyone send me the rrm maps for the oz or just a good tune i can work from.
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Old Oct 15, 2012 | 12:10 PM
  #1088  
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From: Orange County, New York
Originally Posted by my03oz.jp
i need help with my split second tuner it came from rrm untuned an it was suppose to be pre tuned i just put it on my 03 oz an i noticed all my values are 10 or 0. can anyone send me the rrm maps for the oz or just a good tune i can work from.
lolwut? Wrong thread
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Old Oct 15, 2012 | 12:24 PM
  #1089  
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Laz
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From: NC
I sold my 2008 Evo X recently, but mine was $60 a month, $1000 deductible, full coverage with Allstate. 28 year old male in NC. No claims, tickets, insurance points, or license points of any kind in 12 years so I have every single discount possible. I also have 2 cars on my insurance and you get a tremendous discount for having multiple cars. There's another big discount for having home owners insurance with them as well.

Keep in mind that if you get 2 tickets within 3 years, or even 2 claims within 3 years, your insurance will automatically double, triple, or even quadruple based on how many points you got on your license. So if I got two speeding tickets within 3 years, for say 20 over, I would be paying $250 a month instead of $60. I know a lot of people on here have bad traffic histories with multiple tickets, claims, etc. so that's where the ridiculous prices are coming from, not your age or insurance company. I bought my SRT-4 when I was 22 with no credit and was still paying like $70 a month in insurance.

Last edited by Laz; Oct 15, 2012 at 12:27 PM.
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Old Oct 15, 2012 | 10:02 PM
  #1090  
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From: El Paso,Tx
I pay $97 a month for full coverage in Texas.
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Old Oct 22, 2012 | 07:53 PM
  #1091  
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From: 253,washington
I think my insurance is too high ..

I pay close to 300$ a month i know i am male,22, driving record not so good i have sr22; So maybe it is just right.

p.s
i only own 1 car a Lancer 2006 rs edition
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Old Oct 25, 2012 | 03:16 AM
  #1092  
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From: SoCal
Originally Posted by evochick88
I have Esurance and I pay $109/month for full coverage. I'm 24, live at home, and have it under pleasure driving since the car will only be out in the summer months. Just to let people know, they give a discount for having a paypal account, I don't know if anybody had mentioned that in the thread. I also get a discount for being a good student with a 3.0 GPA. If you ask, a lot of times they will find random discounts to give you.
How's Esurance in terms of coverage and collision repairs if any?
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Old Oct 25, 2012 | 04:08 AM
  #1093  
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From: Middlebury, CT
Originally Posted by seungklee
How's Esurance in terms of coverage and collision repairs if any?
I believe she said I could pick where ever I wanted to go. And she put the max for coverage for me. I wasn't going to put the max but it only made a $3 difference so it made sense to go that way. Also, that includes rental and towing and I think she said towing is up to 150 miles.
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Old Oct 25, 2012 | 10:10 AM
  #1094  
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From: Southern California
Originally Posted by evochick88
I believe she said I could pick where ever I wanted to go. And she put the max for coverage for me. I wasn't going to put the max but it only made a $3 difference so it made sense to go that way. Also, that includes rental and towing and I think she said towing is up to 150 miles.
You can usually pick where you want to go for the actual repairs (since they can't make you go to a certain shop), but the payout for the repairs typically will be based on the estimates generated by an approved shop of their choosing.
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Old Oct 25, 2012 | 11:06 AM
  #1095  
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From: Middlebury, CT
Originally Posted by DeeezNuuuts83
You can usually pick where you want to go for the actual repairs (since they can't make you go to a certain shop), but the payout for the repairs typically will be based on the estimates generated by an approved shop of their choosing.
Ahh gotcha that's good to know.
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