3rd party warranties?
Thread Starter
Evolved Member
iTrader: (8)
Joined: Sep 2007
Posts: 1,019
Likes: 0
From: Baltimore, MD
3rd party warranties?
Im looking at an evo with 60,000 miles. I havnt seen it in person yet, but from all the pics and stuff it should be completely stock. if it is completely stock, i might buy it and get one of those extended warranties incase something goes wrong. what do you guys think about this plan?
He probably put it back to stock to sell it. An extended warranty might be a good idea.
Also, do a search to find a thread or two on what to check out when looking at and test driving an Evo.
Also, do a search to find a thread or two on what to check out when looking at and test driving an Evo.
Thread Starter
Evolved Member
iTrader: (8)
Joined: Sep 2007
Posts: 1,019
Likes: 0
From: Baltimore, MD
yeah ive looked into many of those threads about used evos, ive been reasearching this for a few months now. and im def gonna check for signs of "re-stocking" it also. but i think the warranty thing is a good idea. they say they cover turbos and stuff. but idk what else and how well they go through with their claimed support, im assuming pretty well.
Thread Starter
Evolved Member
iTrader: (8)
Joined: Sep 2007
Posts: 1,019
Likes: 0
From: Baltimore, MD
O i forgot an important piece of info. its at a dealer, so thats why i sorta trust that its stock but at the same time dont know what the car went through. and obviously the dealer is no help so its up to me to judge
Funny you mention the warranty...
Funny you ask about the warranty, I was just about to post a small story about a 3rd party warranty.
Here's the bottom line. Before you decide if you want to do a 3rd party warranty, here's what you want to ask - and check the general evo forums a few minutes later as I'm going to post a story about why I'm telling you to ask these things:
1) Does this warranty start as soon as you purchase the car, or do they only kick in once the factory powertrain warranty is done?
2) What's their policy on aftermarket parts?
3) What's the dollar threshold on a claim before they send out an inspector?
4) What's their policy on pre-existing conditions (things that COULD have occured PRIOR to you owning the car)? If this is an issue, would pre-existing conditions be waived if you got the car inspected after a certain amount of time? *** This is an important question, and is how a lot of warranty companies will try and screw you if you're buying a warranty on a used car.
5) Does the car even qualify? Some warranty companies won't even cover the car if it's over a milage threshold.
6) Do they work independant from the mitsubishi dealership? One warranty company I talked to said they would deny a claim if the mitsubishi factory powertrain warranty would deny the claim (see question one).
7) If I decide to cancel my warranty or if YOUR COMPANY or ANYONE ELSE voids it due to ANY reason, do I get a portion of my money back, or am I SOL? Another important question.
After talking to a few supposedly good warranty companies, this is what I've found... most of them don't give a f**k about aftermarket exhausts, intakes, and simple stuff like that. What they DO give a f**k about is if that aftermarket part you put on was a direct result of the failure. It's funny, but in this case, they don't seem as picky as Mitsubishi. An example would be one question I asked the guys at JMNA Fidelity:
Me - "Would an aftermarket exhaust or intake void my warranty?"
Claims guy - "Not unless that aftermarket filter got sucked thru the intake pipe and somehow into the engine."
Me - "Would you void my warranty or deny my claim if I had an aftermarket exhaust on my car, and the transfer case failed?"
Claims guy - "Since the two are unrelated, the presence of an aftermarket exhaust should have no bearing on the outcome of the claim."
Me - "How would you know if a claim was a result of an aftermarket part, or if there was even an aftermarket part ON my car?"
Claims guy - "For any claims over $1000, we send out an inspector to check the validity of the claim. If aftermarket parts were a direct result of the claim, or if the claim was being made on an aftermarket part itself, it's likely the claim would be denied." That right there gives you almost all the info you need. If it sounds like an expensive fix, take off your boost controller
THESE ARE ALL THINGS YOU WANT TO KNOW. If you get the feeling they're just choosing their words correctly so you're hearing what you WANT to hear, then it may be best to steer clear. There is hope for Evos and 3rd party warranties, but DO YOUR RESEARCH. Most warranties worth a damn are going to cost you $1800 -- $3000 for good coverage. And above all else - read the contract. When it comes to fixing cars and warranties, if it's not in writing, it doesn't mean sh**.
Good luck!
Here's the bottom line. Before you decide if you want to do a 3rd party warranty, here's what you want to ask - and check the general evo forums a few minutes later as I'm going to post a story about why I'm telling you to ask these things:
1) Does this warranty start as soon as you purchase the car, or do they only kick in once the factory powertrain warranty is done?
2) What's their policy on aftermarket parts?
3) What's the dollar threshold on a claim before they send out an inspector?
4) What's their policy on pre-existing conditions (things that COULD have occured PRIOR to you owning the car)? If this is an issue, would pre-existing conditions be waived if you got the car inspected after a certain amount of time? *** This is an important question, and is how a lot of warranty companies will try and screw you if you're buying a warranty on a used car.
5) Does the car even qualify? Some warranty companies won't even cover the car if it's over a milage threshold.
6) Do they work independant from the mitsubishi dealership? One warranty company I talked to said they would deny a claim if the mitsubishi factory powertrain warranty would deny the claim (see question one).
7) If I decide to cancel my warranty or if YOUR COMPANY or ANYONE ELSE voids it due to ANY reason, do I get a portion of my money back, or am I SOL? Another important question.
After talking to a few supposedly good warranty companies, this is what I've found... most of them don't give a f**k about aftermarket exhausts, intakes, and simple stuff like that. What they DO give a f**k about is if that aftermarket part you put on was a direct result of the failure. It's funny, but in this case, they don't seem as picky as Mitsubishi. An example would be one question I asked the guys at JMNA Fidelity:
Me - "Would an aftermarket exhaust or intake void my warranty?"
Claims guy - "Not unless that aftermarket filter got sucked thru the intake pipe and somehow into the engine."
Me - "Would you void my warranty or deny my claim if I had an aftermarket exhaust on my car, and the transfer case failed?"
Claims guy - "Since the two are unrelated, the presence of an aftermarket exhaust should have no bearing on the outcome of the claim."
Me - "How would you know if a claim was a result of an aftermarket part, or if there was even an aftermarket part ON my car?"
Claims guy - "For any claims over $1000, we send out an inspector to check the validity of the claim. If aftermarket parts were a direct result of the claim, or if the claim was being made on an aftermarket part itself, it's likely the claim would be denied." That right there gives you almost all the info you need. If it sounds like an expensive fix, take off your boost controller

THESE ARE ALL THINGS YOU WANT TO KNOW. If you get the feeling they're just choosing their words correctly so you're hearing what you WANT to hear, then it may be best to steer clear. There is hope for Evos and 3rd party warranties, but DO YOUR RESEARCH. Most warranties worth a damn are going to cost you $1800 -- $3000 for good coverage. And above all else - read the contract. When it comes to fixing cars and warranties, if it's not in writing, it doesn't mean sh**.
Good luck!
I would probably trust a dealer car less than a private party car. Used cars are bought and sold at auction and buyers (dealers) have no clue about the vehicle history aside what a Carfax (terrible and inaccurate) might tell them.
Just be careful and don't rush into buying the first car you look at.
Just be careful and don't rush into buying the first car you look at.
Trending Topics
3rd party warranties do have that stigma. Some people go for them, and some people don't. I made my girlfriend buy the extended warranty on her Ford Escape, and you know what? We've had to use it twice without a SINGLE issue peep from the warranty people. They helped out each time. You can find a million people tell you how they got f**ked on warranty coverage, but you just need to make sure you ask the right questions. Do they want you to hang on to the service records? If so, make sure you do. There's an extra hidden cost with those people, and in most circumstances, it's making sure they you're organized, and keep receipts. If you buy one, just make sure you don't toss the records. Each time I purchased a 3rd party warranty on my cars, including my Evo, I made sure that company was familiar with the Magnusson Moss Warranty Act. In fact, the company covering my Evo brought it up to me prior to me mentioning anything about it. Bottom line, if you get the feeling they're gonna screw you, then don't do it. If I'm wrong about it, the extra $15/mo I pay on my car payment will be for nothing. But if I'm right, perhaps they pay for a new transfer case if mine if it goes bad. Not all of them are bad, you just have to do your research, or the only opinion you'll ever get out of it is the one stated above. And am I under no circumstances preaching that all 3rd party warranties are good! Perhaps not even most of them unfortunately. Just remember, if it's not in writing, it doesn't mean sh**. Do your research, and go from there.
Oh... and if you plan on turning your Evo into a 500HP viper eating machine, chances are the mods required to do this WILL void any 3rd party warranty, so in those cases, yes, a 3rd party warranty would be worthless.
Oh... and if you plan on turning your Evo into a 500HP viper eating machine, chances are the mods required to do this WILL void any 3rd party warranty, so in those cases, yes, a 3rd party warranty would be worthless.
Last edited by GSXRolla; Jan 31, 2008 at 03:10 PM.
Don't do it
Be very careful. I would not buy a used EVO unless you have a detailed inspection or you get it really cheap. Why buy a 3rd party warranty when so many people have had issues with MMA honoring their warranty. Tell the dealer to put a whole new drivetrain and engine in it and then you will buy.
When I bought my 03 evo I got a warranty from Zurich. So far it has been great. I had a torn cv boot and they bought me an entire new oem axle and a new control arm because I had a torn ball joint boot. Now those are kinda small issues, but now my tranny needs rebuilt and they are going to pay for that..buschwacker baby
Thread
Thread Starter
Forum
Replies
Last Post




