hello,
just wondering if its possible to get a loan from like credit union or something like that...
I'm 18years old..clean history..not a lot of credit history

 

Most likely you won't get approved, unless you have co-signer with good credit.

 

oh i see.. thanks!

 

Like the other person said, get a co-signer. If you want to do it yourself, you'll need a high credit score (pretty easy as long as you have continuous payments that you take care of consistently on time... this can be done in a year) and a job that pays at least a few thousand per month.

 

yeah, 18 with no credit........or little credit wanting to finance a 30k and up car? That is not going to happen unless you put down a big chunk of change as a downpayment. ANd i'm talking likt 50 %. When i was 19, i had little credit and wanted a civic SI dont laugh people . The car was 19 k, and they wanted 12k down. SO i just walked outta there. Best bet is to get a co signer to help you out.






p.s. dont get a friend, unless you two life long friends, cause sh*t happens, and things turn ugly when money and credit is involved

 

Like others said, a cosign will be your only way to get a Evo. Not because you wont pay but your credit history is so short you really dont have credit.

 

+1

 

Yes, they are all right,,,, a co-signer with excellent credit is the best way to go.

 

Like the others said, go with a co-signer.

 

I assume your looking to get a loan to modify? It looks like you already have the EVO? How did you get the EVO (Co-Signer)?

Wow... 18 and has an EVO. Must be nice but I'd hate to see what your insurance payment is. Be careful out there. I remember the way I drove when I was 18 and I had a Toyota Pickup truck! That was 16yrs ago...

 

Yes, please don't use a friend. I have seen this happen way to many times.