The insurance gap between STIs and EVOs.....
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The insurance gap between STIs and EVOs.....
Does it seem to be a common occurence that EVOs are so much less than STIs on insurance? I just got off the phone with progressive and comprehensive on the EVO will only run me $80 and the STI $170 monthly. Doesn't really make sense as they both share alot of the same features. Perhaps there's some underlying stats that knock up rates on STIs like theft? Thanks
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I think I read once that that the break point for higher insurance in regards to horsepower is 300. So with the evo coming in with less than 300 and the STi over 300, the STi gets the insurance penalty. I think it's actually a smart move on Mitsu's part. Anybody can make more power if they want it.
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Previous to the latest STi, parts were easily interchangable between the STi and the regular WRX. If you ever went to Nasioc, every other day you'd see one WRX or STi stolen. That's enough to make them more expensive to insure. Not to mention first year models in the US (2004) didn't have an immobilizer. That alone steered me away from getting one.
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I pay 790 a year full courage on my car. BUT that is with a multi car discount and I beleive a 7K a year mileage cap tho. I put 1700 mi on my car last year so Im no worried about mileage caps at all.