Im 22 and i only pay $95/m full coverage $1k deduc & comp. And all you gotta do is go buy a beater car, hell go buy a $200 car and never use it. The trick is young drivers arent eligible for pleasure car insurance til your about 30 years old, but under certain circumstances you can be. If you go buy a beater car, talk to your insurance person and ask them to rate your evo x on a C11 rate which is pleasure car insurance. Theyll prob say you cant til your 30. Then tell them to talk to their boss about it and say you have 2 cars one for communiting other for pleasure and that allows you to be eligible for it. Insurance Mom FTW I was paying 126 on my beater Chev Tracker 80k miles, and 180 on my Evo X. Thats 1836 for 6 months. Now im at 1320 6 months. Saves me $500+ every 6 months(+90 a month saved). My evo x alone was close to 1100 6 months. Just a tip.

Think if you bought some cheap $200 car which only costed you $50 or less a month insurance. Then your evo was 180/m. So 1380/6m total if you kept both full coverage. Hit up your insurance get the C11 rate. Evo 95 Beater 50. $870/6m both full coverage...which is still lower then the Evo X Alone for 6 months @ 1080/6m. Pay $200 for a beater. Save yourself $200+ every 6 months.

 

Most places call it multi-car discount. This method works like a charm.

 

Im 24 and I pay $50 a month 500 deduct full coverage for my IX. I dont remember what it was when I first bought it but its went down!

 

Yea im stil waiting to hit 24-25 for the insurance drop Yeah they werent used to a newly 22 yr old owning 2 cars i guess. 2002 Tracker ZR1 and 2008 Evo.