Well my 02 Es was recently keyed. Im not to sure on how i go on getting it repainted through insurance. Never done something like this before but heres the deal.
I already got a police report.
Already went to insurance where they took pics and gave me an estimate of $637 with a deductible of $300 to repaint one side and buff a couple of things on the other side.

Problem is -

I have a couple of things that i would like to fix also like my front bumper and hood needs a repaint badly also. Would it be possible for me to get this done also without paying so much more for everything? i dont really know how to explain this but like is there a way for it all to be estimated by insurance where i would just pay more for the deductible?

if anyone would help i would greatly appreciate it =] i dont know if need to explain into further depth just let me knowww

 

dude we live in mass insurance like to put in in your back side lol unless u know the guy whos estimating the damage your gonna be paying out of your pocket like i did when my evo got keyed on christmass morning

 

damm lol yeah i hear you.

Lets say if i go to Maco where i do know someone who does the estimates. Since it has already been estimated by the insurance will it make a difference? Will they give me more lol?

 

well yea i think so because insurance estimated my claim at 375 for the whole side of my car so i woulda been left with 300 out of my pocket but when i brought it to the dealer to get painted they got 400 more out of insurance for me but i was still left with paying 300

 

The way that it works, normally, in the insurance game:

You get a police report and then call your insurance company. They should have somebody estimate what it will cost to repair the vehicle to pre-accident/incident condition. There estimate will be for the full cost of the repairs. Usually, your insurance company will find a repair shop that can make the repairs for the amount they estimated. After the shop agrees to do the work for that cost, a check is cut by your insurance company with the amount for repairs minus your deductible. That check will be sent to you or the shop, depending on the company. You may add other items to the repair list, modifications, etc... The insurance company is still only going to pay what they originally said. You will be responsible for the remainder of the bill in order to get your car back.

If the shop decides they can't do the repairs, as originally estimated, for the amount offered, they will have to file a supplement to your insurance to make up the difference.

Here's where is gets tricky... it will be harder for the shop to file a supplement if you have added other items, as they will have to prove that the difference in cost is of no relation to your other work.

So, it would make sense to get it all done at once, and should be cheaper that way. But, it would be easier for everybody to do it separately.

Comes down to this:

Pay a bit more and get it done seperately or save a few buck and have to put up with a bit of BS and longer work time.

Weigh your options, and talk to the shop before you commit.

Hope that helps you out.

 

youre first problem is you live in fall river hehe kidding, i live in wareham. come check out www.reklessracing.net we have a few guys who work in body shops.

 

Thanks walking that does help i was just confused on how the whole process goes with the shop and the insurance

lol and chaos im on all the local sites around here i even go to some of the meets at bristol every once in a while

But seriously living in Fall River is one of the problems lol, especially living in a neighborhood like mine. Its nearly impossible to have something parked on the street lol but at the same time Fall River does have its good sides =]

 

Insurance is a *****... Get an estimate quote from multiple places. Take the most expensive one to the insurance, and then go to the least expensive one.

 

lol so far Maco gave me a high estimate but i heard Maco is not a good choicee

 

my car got keyed not too long ago, and forget about maaco theyre too expensive...im just going to wait to paint my whole car to get everything done