kyoo

iTrader: (29)

subbed to see also, but that makes sense.

EVO8LTW

iTrader: (41)

I've seen the exact same thing running through hypothetical cars. Mods are way more expensive to insure. Since stock Evos are becoming so valuable, it almost works to insure a modded car for what it would be worth stock. Only problem is if you have a repairable accident, you are not going to get aftermarket parts to replace what's damaged.

LetsGetThisDone

iTrader: (1)

I don't want to risk putting the stock car's value at $35k and only adding 10k in parts. And then they say the car is only worth 25 and I'm assed out.

kyoo

iTrader: (29)

what's your "strategy" for purchase? it's not every single event right? im just going with time attack events at tracks i've never been to atm..

LetsGetThisDone

iTrader: (1)

Every track.

I'm more worried about component failure taking me out than me crashing the car tbh.

EVO8LTW

iTrader: (41)

So, what are guys doing to insure your mods on the street?

kyoo

iTrader: (29)

not a thing here..

Ayoustin

iTrader: (2)

Had a friend bin his evo 9 last year at Gingerman. Tweaked frame rail, ****ed up hood, fender, bumper, core support, intercooler, cracked transmission etc. He had track insurance and they covered all of it with pretty much no hassle whatsoever.

I haven't considered it myself because I bought my car with cash and don't ever plan on selling it so resale doesn't mean jack to me, but I certainly see the validity of it after my buddy had everything fixed and replaced so easily.

kaj

iTrader: (60)

Some insurance companies insure based on agreed value. I can ask my friend who he uses, if you want.

deylag

iTrader: (23)

I bought track insurance through Hagerty. I ended up crashing and totaling my Focus on that track day. RLI handled the claim as the policy was bought through the company. FYI, they needed proof that I crashed on the track that day. Luckily I had a video showing my accident. They sent out an insurance adjuster to assess the damage of the car. He determined it was totaled. I had to pay the 10 percent deductible and retrospect it would have been better to go with the 5 percent deductible. RLI paid off the loan and gave me the money I paid into it minus the deductible.