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Old Jan 6, 2004 | 12:15 PM
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From: Central Jersey
Question Jersey Insurance

Is anyone under All State in nj that is around 21 years old on their own policy? If so can you tell me about what you pay a year. I heard 5 - 6 k... Which SUX!


Insurance companies that discriminate against guy drivers who are young
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Old Jan 6, 2004 | 12:24 PM
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From: North Jersey
I pay around $700 with New Jersey Manufacturers. I have to review my premium to split out the multi-car discounts and dividends.
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Old Jan 6, 2004 | 12:27 PM
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I pay $700 also with NJ Manufacturers.They also give you those few months off for paying on time.
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Old Jan 6, 2004 | 12:29 PM
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i forget which compnay...but for my own policy..im 20... for an OZ Rally was ****in $3000 or $4000 I forget...I had to ask the lady if she was joking around with me
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Old Jan 6, 2004 | 12:30 PM
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don't you have to work for certain companies to join nj manufacturers?
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Old Jan 6, 2004 | 12:31 PM
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oh yea i'm probably getting an evo not an oz or the other one
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Old Jan 6, 2004 | 12:32 PM
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From: North Jersey
Originally posted by CXspeed
don't you have to work for certain companies to join nj manufacturers?
Yes, you have to work for a member company (most large companies are) and I think you have to have a clean driving record (three prior years with no tickets having points).
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Old Jan 6, 2004 | 12:39 PM
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I work for a school system and I have a clean record. I've been driving for 4 and a half years now.
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Old Jan 6, 2004 | 03:14 PM
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Expect high premiums until you hit 25 or government does something about NJ insurance law.
Insurance here just suck.
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Old Jan 6, 2004 | 05:38 PM
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I pay $2385, I'm 23, no points.
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Old Jan 6, 2004 | 06:06 PM
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One more thing... don't even think about living in Jersey City or Newark... it's anywhere between 50 and 100% increase of what you'd get anywhere else.
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Old Jan 6, 2004 | 06:22 PM
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i'm 20 ... first car under my name ... 2,300 a yr... ppl tell me thats good but seems a lot.. no points but one ticket for no seatbelt
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Old Jan 6, 2004 | 06:57 PM
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Although it's a lot, it's not too bad for Jersey. I was 24 when I bought my first car in US and it was at the time 2 year old Honda Accord EX (4cyl) 4dr.
I was paying $1850 with State farm up in Cliffside Park.
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Old Jan 6, 2004 | 09:25 PM
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I have NJM too. after the discount and divineds its like under $700 a year
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Old Jan 7, 2004 | 01:00 PM
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I had NJM now I have metlife company discount. I am 24 and pay about $1500 no points. I also have all those stupid driving certs. which give discount.
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