I pay $96 a month for the Evo and my wifes Civic through USAA but Im a lot older than you. USAA will cover aftermarket parts on whatever car, you just need to ask them how to do it (if they want recepts, pics, etc.) They covered my Z06 but I had to take/send a lot of pics and I ended up paying a little more. As a side note, my Evo was more to insure than the Z06

 

Thanks for the info... wow more than the Z06 eh? The rep was a guy around my age and his roommate had a Z too and he was shocked the Z was ooo much less than the Evo... He was asking questions about if i modded my cars and wasn't sure if he was making conversation or trying to pry info that I make my cars fast and note on the account that there's a risk?!?!?! I think I'm just being paranoid guy seemed cool....