Another insurance thread!!!! or is it? - EvolutionM - Mitsubishi Lancer and Lancer Evolution Community



Evo General Discuss any generalized technical Evo related topics that may not fit into the other forums. Please do not post tech and rumor threads here.
Sponsored by: RavSpec - JDM Wheels Central

Another insurance thread!!!! or is it?

Reply
 
 
 
Thread Tools Search this Thread
Old Dec 2, 2007, 06:59 PM   #1
Newbie
Thread Starter
 
ni$mo350's Avatar
 
Join Date: May 2007
Location: Portland, OR
Posts: 62
Thanks: 0
Thanked 0 Times in 0 Posts

Drives: 03 350z Track PPW

Another insurance thread!!!! or is it?

So I have a perfect driving record and almost 21....I know there are A LOT of variables when it comes to insurance but on my old WRX through USAA was roughly $180.00/mnth... When I got my Z in July my insurance came out to only $88.00/mnth... I verified and re-verified with my insurance company that it's correct and it's full coverage...Now that I'm gettign rid of the Z and switching over to the EVO I thought I'd call up and see what my insurance comes out to be....Now I'm not really complaining because they are an excellent insurance company BUT they quoted me $169.00/mnth... now I knew logically it would've been more than the Z but why less than the WRX? Anyone else have a situation like this?
Offline
 
Reply With Quote
Old Dec 2, 2007, 07:09 PM   #2
Evolving Member
iTrader: (11)
 
evoDON's Avatar
 
Join Date: Jun 2007
Location: Northern NJ
Posts: 337
Thanks: 0
Thanked 0 Times in 0 Posts

Drives: 2004 Mitsubishi Lancer Evolution VIII SSL, B7 S4 (Daily)

yea thats weird that it is lower than the wrx. I would definitely thought that it would have been more. But possibly because you are older now, you are a less risk driver so your insurance price overall might have dropped. Maybe if you had the evo when you had the WRX, the evo might have been more. thats just my thoughts. how long ago did you have the wrx?
Offline
 
Reply With Quote
Old Dec 2, 2007, 07:18 PM   #3
Evolving Member
iTrader: (27)
 
TangoASI's Avatar
 
Join Date: Sep 2007
Location: Vilseck
Posts: 112
Thanks: 0
Thanked 0 Times in 0 Posts

Drives: Evo IX using up my fuel ration by the 15th of the month

through USAA I was paying 1600 for 6 months full coverage in California now I pay 300 full coverage for 6 months in NY. I dont know how that works maybe since I live on an Army post but I basically dont have to pay for insurance until 2 months before I have to renew.
Offline
 
Reply With Quote
Old Dec 2, 2007, 07:46 PM   #4
Newbie
Thread Starter
 
ni$mo350's Avatar
 
Join Date: May 2007
Location: Portland, OR
Posts: 62
Thanks: 0
Thanked 0 Times in 0 Posts

Drives: 03 350z Track PPW

Quote:
Originally Posted by evoDON View Post
yea thats weird that it is lower than the wrx. I would definitely thought that it would have been more. But possibly because you are older now, you are a less risk driver so your insurance price overall might have dropped. Maybe if you had the evo when you had the WRX, the evo might have been more. thats just my thoughts. how long ago did you have the wrx?
Yea it kinda confused me too... I got rid of the WRX in june and got the Z in july..
Offline
 
Reply With Quote
Old Dec 2, 2007, 07:50 PM   #5
Evolved Member
iTrader: (26)
 
Join Date: Jun 2005
Location: St. Paul, MN
Posts: 717
Thanks: 0
Thanked 0 Times in 0 Posts

Drives: RR X MR, AS VIII GSR

Quote:
Originally Posted by TangoASI View Post
through USAA I was paying 1600 for 6 months full coverage in California now I pay 300 full coverage for 6 months in NY. I dont know how that works maybe since I live on an Army post but I basically dont have to pay for insurance until 2 months before I have to renew.
300 for 6 months? I'm 29 with a clean record and I pay 850 for 6 months in MN. How can you go from 1600 to 300, doesn't make any sense. Maybe I need to move to NY, but you'd think insurance rates in NY would be higher than MN.
Offline
 
Reply With Quote
Old Dec 2, 2007, 09:03 PM   #6
Evolving Member
iTrader: (27)
 
TangoASI's Avatar
 
Join Date: Sep 2007
Location: Vilseck
Posts: 112
Thanks: 0
Thanked 0 Times in 0 Posts

Drives: Evo IX using up my fuel ration by the 15th of the month

Quote:
Originally Posted by whoang40 View Post
300 for 6 months? I'm 29 with a clean record and I pay 850 for 6 months in MN. How can you go from 1600 to 300, doesn't make any sense. Maybe I need to move to NY, but you'd think insurance rates in NY would be higher than MN.
thats what I said but I had them check it over and over and it computes like I said its probably since I live on an ARMY post which is a bit more secure and I work down the street so my commute is 5 min because of lights and snow. USAA is pretty good at not screwing customers over
Offline
 
Reply With Quote
Old Dec 2, 2007, 09:10 PM   #7
Evolving Member
iTrader: (15)
 
mitdrx's Avatar
 
Join Date: Oct 2007
Location: mi
Posts: 233
Thanks: 0
Thanked 0 Times in 0 Posts

Drives: 2003 Evo

I have had usaa for 5 years and i will never understand how they do things....
Offline
 
Reply With Quote
Old Dec 3, 2007, 12:25 AM   #8
Newbie
Thread Starter
 
ni$mo350's Avatar
 
Join Date: May 2007
Location: Portland, OR
Posts: 62
Thanks: 0
Thanked 0 Times in 0 Posts

Drives: 03 350z Track PPW

Also just a side note... I was quoted $260.00/mnth on a Z about 4 months prior to getting one...and then it came out to be $88.00/mnth. Now with logical thinking I calculated that's around a 295% difference that should make the evo's insurance only $57.63/mnth?!?!?! only time will tell....
Offline
 
Reply With Quote
Old Dec 3, 2007, 01:20 AM   #9
Evolved Member
iTrader: (56)
 
JDMCT9MR's Avatar
 
Join Date: Apr 2007
Location: Los Angeles
Posts: 3,058
Thanks: 0
Thanked 0 Times in 0 Posts

Drives: 2011 Toyota Tundra TRD Rock Warrior

Your insurance rate with USAA should be right.I live in Socal with my EVO and my wifes 06 RSX base model and I pay about 1400 for six months.You should be right on the money.
Offline
 
Reply With Quote
Old Dec 3, 2007, 02:26 PM   #10
Newbie
Thread Starter
 
ni$mo350's Avatar
 
Join Date: May 2007
Location: Portland, OR
Posts: 62
Thanks: 0
Thanked 0 Times in 0 Posts

Drives: 03 350z Track PPW

Anybody know how to cover aftermarket parts on cars? I never really understood how people put $50k+ into a car and just have regular full coverage? or if they get a special insurance to cover everything?
Offline
 
Reply With Quote
Old Dec 3, 2007, 02:32 PM   #11
Evolving Member
iTrader: (11)
 
evoDON's Avatar
 
Join Date: Jun 2007
Location: Northern NJ
Posts: 337
Thanks: 0
Thanked 0 Times in 0 Posts

Drives: 2004 Mitsubishi Lancer Evolution VIII SSL, B7 S4 (Daily)

i have heard of insurance companys where you can get them to cover aftermarket parts, but it is obviously more expensive, im not to sure on how true it is or not. i just saw that in another thread.
Offline
 
Reply With Quote
Old Dec 3, 2007, 02:51 PM   #12
Account Disabled
iTrader: (3)
 
Join Date: Aug 2007
Location: omaha, ne
Posts: 221
Thanks: 0
Thanked 0 Times in 0 Posts

Drives: graphite grey evo IX

ur older thats why!
Offline
 
Reply With Quote
Old Dec 3, 2007, 03:19 PM   #13
Evolved Member
iTrader: (21)
 
Join Date: Jan 2005
Location: SoCal - Where pimpin aint easy
Posts: 949
Thanks: 0
Thanked 0 Times in 0 Posts

Drives: WW IX nonSSL

Quote:
Originally Posted by silverblacksrt4 View Post
ur older thats why!
^^thats probably a large part of it. I could also be that the WRX costs more to repair, AWDs are more...the list is endless.
Offline
 
Reply With Quote
Old Dec 3, 2007, 03:22 PM   #14
Newbie
Thread Starter
 
ni$mo350's Avatar
 
Join Date: May 2007
Location: Portland, OR
Posts: 62
Thanks: 0
Thanked 0 Times in 0 Posts

Drives: 03 350z Track PPW

Quote:
Originally Posted by silverblacksrt4 View Post
ur older thats why!

so the difference of $200.00/mnth was for a matter of 6 months? just cuz i turned 20? anybody know if it will drop again when I'm 21? don't really know the increments...
Offline
 
Reply With Quote
Old Dec 3, 2007, 05:37 PM   #15
bus
Newbie
 
Join Date: Jul 2006
Location: Kent
Posts: 69
Thanks: 0
Thanked 0 Times in 0 Posts

Drives: 2005 WW Evo VIII RS, 1992 Toyota Corolla

All I know is that I pay 343.67 a month for insurance. I have a claim against my insurance for $223 cuz I rolled into someone's license plate behind me and it apparently broke it. Pissed me off, but my insurance is for 2 cars. The second car is a 92 geo prizm piece of garbage, so I dont know. I have horrible prices.
Offline
 
Reply With Quote
 
 
Reply

Related Topics
Thread Thread Starter Forum Replies Last Post
Insuring Evo 8 MR Damian Doan Australian Forum 7 Mar 16, 2017 09:03 PM
Does Insurance cover HPDE's and Track Days?! e_kobz Motor Sports 22 Sep 21, 2013 01:17 PM
Massachusetts Insurance Rates dvdbenji Northeast Region 19 Dec 12, 2011 12:00 PM
Financed car doing a build, want to take insurance off for now, possible? ASPerformance Evo General 6 Mar 20, 2010 09:40 AM
Is the Insurance REALLY Worth It? shaX k20 New Off-Topic 21 Nov 16, 2007 10:29 PM


Tags
insurance, rates, usaa, wrx

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off



All times are GMT -7. The time now is 12:57 PM.


We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites.
 
  • Ask a Question
    Get answers from community experts
Question Title:
Description:
Your question will be posted in: