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Official EVO Insurance Thread

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Old Jan 10, 2012 | 06:19 PM
  #946  
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From: Why do they always call the Evo the Dark Side?
Originally Posted by polish_pounder
but i am 21 so i know its going to be high
Originally Posted by polish_pounder
i have a clean record n im almost 21
You're 21, or almost 21?
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Old Jan 10, 2012 | 11:21 PM
  #947  
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try hartford insurance!
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Old Jan 11, 2012 | 07:08 AM
  #948  
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lol almost 21 but im gonna give USAA and State farm a call see what they say
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Old Jan 11, 2012 | 07:52 AM
  #949  
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insurance

progressive sux, they offer you a low rate at first to bring you in, then progressively raise your premium even though no changes have occurred on your policy.
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Old Jan 11, 2012 | 09:36 AM
  #950  
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I just got a policy from State Farm and pay 1700 (for the EVO only) a year, but that is also for 100k, 300k, 100k coverage and 1000 dollar deductible.

That is also in CA and I am 25.

It also depends on if you have a multi-policy discount or not. I get a break because I own a home and have another car on the policy as well.
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Old Jan 11, 2012 | 03:38 PM
  #951  
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Originally Posted by Bramage_Dained
I had insurance through Esurance at the time and I had nothing but positive experiences with them. I did, however, recently change to USAA well, because USAA>anyone else it seems.
USAA is awesome. Best service and customer support. BUT, my evo went from $1100/yr to $2400/yr. AND I have NO tickets, accidents, violations, etc. I have Multi-policy, home, personal property, multi-vehicle, married and 33.

To their credit, I've called three times with each time the CS rep helping as much as possible to no avail. They're very helpful and are trying the best they can, but they said the Evo got new "ratings" and there's nothing else they can do. The last CS rep said even her "senior rep" said that's the best it is. Absolutely crazy. It must be insane for someone with a small blemish on their record to insure this car! USAA did give me tips when shopping for insurance though....kinda funny.

Currently shopping around to see if I can get better rates...and making sure those rates don't gradually increase like someone said happens with Progressive. Wife says if not...trade in the Evo....the Evo I got June 2011! Yeah right....
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Old Jan 11, 2012 | 03:56 PM
  #952  
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19 and about to pay $300/ a month for my soon-to-be-mine evo.
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Old Jan 11, 2012 | 04:18 PM
  #953  
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I pay $95 a month for my Evo with $250 deductible. I thought I was paying a lot, but after seeing what some guys are paying I don't feel that bad anymore haha!
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Old Jan 11, 2012 | 04:24 PM
  #954  
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I pay 80/month Full coverage with 500 Deductible!
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Old Jan 11, 2012 | 05:56 PM
  #955  
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Originally Posted by msb175
USAA is awesome. Best service and customer support. BUT, my evo went from $1100/yr to $2400/yr. AND I have NO tickets, accidents, violations, etc. I have Multi-policy, home, personal property, multi-vehicle, married and 33.

To their credit, I've called three times with each time the CS rep helping as much as possible to no avail. They're very helpful and are trying the best they can, but they said the Evo got new "ratings" and there's nothing else they can do. The last CS rep said even her "senior rep" said that's the best it is. Absolutely crazy. It must be insane for someone with a small blemish on their record to insure this car! USAA did give me tips when shopping for insurance though....kinda funny.

Currently shopping around to see if I can get better rates...and making sure those rates don't gradually increase like someone said happens with Progressive. Wife says if not...trade in the Evo....the Evo I got June 2011! Yeah right....
Wow really? that's crazy... I thought maybe my USAA rate was high so I called around and got some quotes and alot of the popular companies like state farm and Allstate, nationwide were DOUBLE what I currently pay.... double/year (for equal coverage)... The next closest was like $600 more/yr (progressive or something like that)... and I get $5000 aftermarket modification coverage for free...AND they pay me back like $150 each year I love USAA... helps I'm 27 and had their insurance since I was 16, only had an accident when I was 16, few tickets when I was a teenager but nothing ever since.

If I were to speculate, I would also say the rates have changed when the insurance companies get updated info probably because Evo's are getting cheaper for inexperienced drivers (teenagers) who like to wreck them. Sorry to call you guys out but the truth hurts... I know of a few for starters so I'm not just blowing smoke, so I apologize for the responsible teens.
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Old Jan 11, 2012 | 06:37 PM
  #956  
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$77/month full coverage for my 2003 Evo 8 toy and my 2012 Fiesta DD for work

I'm 22 turning 23 in March, on my own insurance plan since I turned 16 with Progressive Direct, clean driving record for 4 yrs as of Dec. 2011.

...also I live in Alaska

Last edited by ROUND3; Jan 11, 2012 at 11:23 PM.
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Old Jan 14, 2012 | 10:53 AM
  #957  
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since i will be getting an evo soon i was wondering if any of you guys informed your insurance companies about any cosmetic mods yous have? is is mandatory?? will it void the policy??? sorry if its off topic because every ones talking about premiums, rates and deductibles..
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Old Jan 14, 2012 | 09:57 PM
  #958  
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My new policy with travelers is 2400 a year for 2 cars (evo full coverage 500 deductible, other is just liability), as well as my renters insurance. i think the evo breaks out to about 1600 a year.

im 25, have one moving violation on my record (non speeding) as well as an at fault accident with a $10k payout...so i think im doin all right now.
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Old Jan 16, 2012 | 08:08 AM
  #959  
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25 with no accidents or tickets in 6 years. USAA member and 135 a month for for 03 evo and 11 rav4
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Old Jan 22, 2012 | 04:57 PM
  #960  
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Mines about $260/mo $500/1000 deductible full coverage I'm 21 no tickets

Last edited by StancedEvoX23; Jan 25, 2012 at 08:23 AM.
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