Financing help... situation
Financing help... situation
OK, my father will be my co-signer since im a student at the moment and I am not worried about getting approved since ive already been approved for $65,000 with a decent interest rate.... however, here is the problem
my father a week ago went in for a hip replacement and is at a hospital recovering... in about a week he will be going in for his OTHER hip....
With that being said, I dont think he will be able to physically be at the dealer/bank with me when I find my ix to co-sign in person. Now ive been reading and I heard that the co-signer must be with you at the time?
Can anyone shed some light on this situation? It is possible to visit him and have him sign paperwork etc.
Thanks
my father a week ago went in for a hip replacement and is at a hospital recovering... in about a week he will be going in for his OTHER hip....
With that being said, I dont think he will be able to physically be at the dealer/bank with me when I find my ix to co-sign in person. Now ive been reading and I heard that the co-signer must be with you at the time?
Can anyone shed some light on this situation? It is possible to visit him and have him sign paperwork etc.
Thanks
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He clearly said he is trying to buy a 9! Being approved for and being able to buy/buying are two different stories... Just because you're approved for 10 phone lines on a family cellphone contract doesn't mean you're buying or able to afford 10 lines, it just means your credit is really good... And with a car, it means you're decently able to afford it (which is why I believe that 65k is with his dad, though making enough to be approved for 65k isn't that out there for someone who needs his father to cosign)
If you are already approved for 65k then why do you need your dad? Or was that WITH your dad?
If that's the case yes you have to have your loan cosigner with you for the whole process AND he will most likely be required by your bank/whatever to be listed on the title as one of the owners.
If you are already approved for 65k then why do you need your dad? Or was that WITH your dad?
If that's the case yes you have to have your loan cosigner with you for the whole process AND he will most likely be required by your bank/whatever to be listed on the title as one of the owners.
Last edited by UT_Evo; Jan 29, 2008 at 04:13 PM.
Sorry to hear about your dad. My best friend growing up had a have a hip replaced (at 22 yrs old) and he lives a normal life. Your dad will pull through just fine.
On the loan signing stuff, yes your dad would need to be present when all the paperwork is signed. The only alternative would be to have a notary public present in his hospital room when he signs the papers. But, the dealership/bank might not allow that. And a notary could be expensive.
You might have to wait a little bit.
On the loan signing stuff, yes your dad would need to be present when all the paperwork is signed. The only alternative would be to have a notary public present in his hospital room when he signs the papers. But, the dealership/bank might not allow that. And a notary could be expensive.
You might have to wait a little bit.
He clearly said he is trying to buy a 9! Being approved for and being able to buy/buying are two different stories... Just because you're approved for 10 phone lines on a family cellphone contract doesn't mean you're buying or able to afford 10 lines, it just means your credit is really good... And with a car, it means you're decently able to afford it (which is why I believe that 65k is with his dad, though making enough to be approved for 65k isn't that out there for someone who needs his father to cosign)
If you are already approved for 65k then why do you need your dad? Or was that WITH your dad?
If that's the case yes you have to have your loan cosigner with you for the whole process AND he will most likely be required by your bank/whatever to be listed on the title as one of the owners.
If you are already approved for 65k then why do you need your dad? Or was that WITH your dad?
If that's the case yes you have to have your loan cosigner with you for the whole process AND he will most likely be required by your bank/whatever to be listed on the title as one of the owners.
Sorry to hear about your dad. My best friend growing up had a have a hip replaced (at 22 yrs old) and he lives a normal life. Your dad will pull through just fine.
On the loan signing stuff, yes your dad would need to be present when all the paperwork is signed. The only alternative would be to have a notary public present in his hospital room when he signs the papers. But, the dealership/bank might not allow that. And a notary could be expensive.
You might have to wait a little bit.
On the loan signing stuff, yes your dad would need to be present when all the paperwork is signed. The only alternative would be to have a notary public present in his hospital room when he signs the papers. But, the dealership/bank might not allow that. And a notary could be expensive.
You might have to wait a little bit.
ahh, damnit
might hafta get my mom to co-sign then 
