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Old Aug 2, 2016 | 12:38 AM
  #106  
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From: hesperia
Used car dealers can order the car for you to if your preappoved. They just bid online for the cars they want to stock on the lot. Get in good with a used car manager. Show him your preappoved and see what he can do. Some managers are awesome and some suck.I hope you get it sone
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Old Aug 2, 2016 | 10:04 AM
  #107  
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Originally Posted by Turndown
Fair enough. To each their own, but performance-wise there isn't much of a benefit to the STi vs WRX aside from the 6 speed and some of the controls inside... I'm not trying to push you towards Subaru from the Evo as I believe we are all on the same page as to which car is better
With the 2004 2007?? I absolutely must disagree. With all the bolt ons and the largest OEM turbo available,I made less than 300 wheel horsepower with my 2005 WRX. That 2.0 sucks. The STi makes WAY more power and a butt load more tq. Plus it has aero the WRX didn't get, 5x114.3 hubs, and more.
There is a huge difference between the two. An STi can somewhat compete with the Evo, a WRX is more like a Lancer RalliArt.
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Old Aug 3, 2016 | 03:14 AM
  #108  
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Originally Posted by kaj
With the 2004 2007?? I absolutely must disagree. With all the bolt ons and the largest OEM turbo available,I made less than 300 wheel horsepower with my 2005 WRX. That 2.0 sucks. The STi makes WAY more power and a butt load more tq. Plus it has aero the WRX didn't get, 5x114.3 hubs, and more.
There is a huge difference between the two. An STi can somewhat compete with the Evo, a WRX is more like a Lancer RalliArt.
Between 2004-2007 or 2008 even I would agree, but since then there hasnt been much of a reason to buy the WRX over the STi. Very similar performance numbers with both cars, and for me personally I see no reason to buy a new STi over a new WRX with the money saved you can build the WRX. Only reason I said this was because he said an STi or Evo were the only cars he'd consider buying new.

Last edited by Turndown; Aug 3, 2016 at 03:29 AM.
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Old Aug 3, 2016 | 07:55 AM
  #109  
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Originally Posted by Turndown
Between 2004-2007 or 2008 even I would agree, but since then there hasnt been much of a reason to buy the WRX over the STi. Very similar performance numbers with both cars, and for me personally I see no reason to buy a new STi over a new WRX with the money saved you can build the WRX. Only reason I said this was because he said an STi or Evo were the only cars he'd consider buying new.
Oh, the new ones. To that, I can agree. The performance gap seems to have closed between the two. I missed the "buying new" part and only saw the post above.

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Old Aug 3, 2016 | 08:46 AM
  #110  
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Just putting brakes on the WRX to equal what's on the STI would be $4k or more. I wouldn't buy either at this point. The STI would be an option if it eventually gets the new FA20 motor, but that's it.
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Old Aug 3, 2016 | 09:01 AM
  #111  
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Originally Posted by kaj
Oh, the new ones. To that, I can agree. The performance gap seems to have closed between the two. I missed the "buying new" part and only saw the post above.

No worries! I agree, with the price difference and minimal performance gap it's not really worth it in my eyes, but to each their own.
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Old Aug 3, 2016 | 09:03 AM
  #112  
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Originally Posted by letsgetthisdone
Just putting brakes on the WRX to equal what's on the STI would be $4k or more. I wouldn't buy either at this point. The STI would be an option if it eventually gets the new FA20 motor, but that's it.
Agreed. A guy I work with has a 2015 and he had the motor replaced twice under warranty, and said he had to take it in numerous other times for recalls or various issues. I'm a bit surprised the issues were so catastrophic on a brand new car, but I guess anything can happen.
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Old Aug 3, 2016 | 09:14 AM
  #113  
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I used to love subaru just as must as an evo, but man.... after working on several sti repairs I'm soo happy I got an evo over an sti. I still love the way the sti look though.
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Old Aug 13, 2016 | 06:48 AM
  #114  
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slightly related to initial question regarding financing, does it make sense to get full coverage insurance if you buy the car above the KBB and NADA values? I mean you will get some money back but not everything you paid...
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Old Aug 13, 2016 | 08:12 AM
  #115  
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Originally Posted by Ameliorate
slightly related to initial question regarding financing, does it make sense to get full coverage insurance if you buy the car above the KBB and NADA values? I mean you will get some money back but not everything you paid...
If a car is financed, your financial institution will require you to carry full coverage insurance on the vehicle. It's typically a stipulation in the loan contract.
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Old Aug 13, 2016 | 08:15 AM
  #116  
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Originally Posted by letsgetthisdone
If a car is financed, your financial institution will require you to carry full coverage insurance on the vehicle. It's typically a stipulation in the loan contract.
What about if the car is owned 100%, no banks? Does it still make sense to get full coverage if the insurance company will only give you 1/3 or 50% of what it's worth?
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Old Aug 13, 2016 | 08:29 AM
  #117  
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Originally Posted by Ameliorate
What about if the car is owned 100%, no banks? Does it still make sense to get full coverage if the insurance company will only give you 1/3 or 50% of what it's worth?
If the evo is your 2nd car, insure it through Hagerty or American Collectors Insurance. They typically limit you to 5000 miles per year, but you can insure it for a set value, and the rates are very reasonable. Imo, 5000 miles/year is plenty for a non-DD evo.
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Old Aug 15, 2016 | 08:16 AM
  #118  
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Originally Posted by Ameliorate
What about if the car is owned 100%, no banks? Does it still make sense to get full coverage if the insurance company will only give you 1/3 or 50% of what it's worth?

50% is better than 0% if you don't have full coverage. But that is a personal financial decision you would have to make on your own.

Originally Posted by nemsin
If the evo is your 2nd car, insure it through Hagerty or American Collectors Insurance. They typically limit you to 5000 miles per year, but you can insure it for a set value, and the rates are very reasonable. Imo, 5000 miles/year is plenty for a non-DD evo.

My Evo is my second car, but it still gets more than 5k a year. I could just unplug the VSS though since I have a gps in the car that tells me my speed....
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Old Aug 15, 2016 | 08:25 AM
  #119  
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Originally Posted by letsgetthisdone
My Evo is my second car, but it still gets more than 5k a year. I could just unplug the VSS though since I have a gps in the car that tells me my speed....
I have never had them request a mileage update, so I am not even sure how/if they monitor it anyways.
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Old Aug 15, 2016 | 08:31 AM
  #120  
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Originally Posted by nemsin
I have never had them request a mileage update, so I am not even sure how/if they monitor it anyways.
I don't know what I'm doing wrong. I've turned in, like 5 applications with them and they will not insure my car. I request 5k for mileage, to be sure I won't go over (no way do I use it that much) and they tell me it's too much. They want me to limit it to 3500mi. I don't think they would request my mileage on a regular basis.. but if I insure it at 130k mi, and I crash it in two years with 145k, they would most likely deny my claim. I can't take that chance.

**edit: I literally just got a call back from Hagerty. They say my car is uninsurable because:

It is over 5yrs old
Has a value of less than $30k

Bummer because their quote was half of what I'm paying now and with higher coverage on a couple parts of the policy. Looks like I'll be sticking with AAA.

Last edited by kaj; Aug 15, 2016 at 08:37 AM.
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