I'm an idiot and I need some help
#1
Evolving Member
Thread Starter
I'm an idiot and I need some help
Ok so let's get this out of the way with... I'm an idiot. Ok, now, I ran over a curb with my X... The bumper needs to be replaced, the plastic under the motor and left fender well got ripped off as well.. Question is, Does insurance cover idiots who run over curbs? Should I go through Mitsubishi? Is it worth getting an FQ400 bumper or are they too expensive? I've never been in this situation and need some help from you guys. Thanks.
Last edited by mct9891; Jan 18, 2012 at 12:43 AM.
#6
Evolving Member
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#8
Evolving Member
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lol will do. I'll probably get all the work done at Mitsu though, I don't want anyone touching the Evo who doesn't know what they're doing when it comes to the aerodynamic plastic undercarriage lol.
#9
#10
You might want to get quotes before you turn it in to insurance. One vehicle accidents are a good way to get your premium rates increased. In the long run the premium increase may be more than paying for the damage yourself.
#11
They told me that unless I could pin the accident on someone in particular it would be considered my fault. This makes sense because they can not confirm it did fall out of a truck unless I got a police report or something.
After hearing that some gorilla glue and touch up paint fixed it for $10... Good as new
You should run the numbers and see what is more benificial. I believe accidents stay on your record for 3-5 years, which you will be paying an increased premium.
Best bet would be to call your insurance agent. Be honest, and see what they advise you to do.
Sorry about your car!