Notices
EvoM New Member / FAQs / EvoM Rules New member? Come on in, introduce yourself, and get acquainted with the evolutionm.net posse :) FAQs will also be answered in here.

Insuring the Evo

Thread Tools
 
Search this Thread
 
Old Feb 19, 2007 | 11:25 PM
  #1  
trickyazn's Avatar
Thread Starter
Newbie
iTrader: (1)
 
Joined: Feb 2007
Posts: 51
Likes: 0
Insuring the Evo

Simple question that i couldnt find from searching, when you drive off the lot in an Evo.. how many days until your forced to insure the car. For some other cars I believe may be different like one week or they take it back not exactly sure.

Also, if you plan on financing the car can you not insure it and just leave it in the garage for a couple months?
Reply
Old Feb 19, 2007 | 11:33 PM
  #2  
Evo8's Avatar
Evolved Member
iTrader: (24)
 
Joined: Apr 2006
Posts: 1,666
Likes: 0
From: Cleveland, OH
I guess you could, but then BMV might send out a random check letter. ANd you have to have insurance when you purchase the vehicle.

At least that's what I alsways do, when I buy a car I call my insurance agent before and have him list it.
Reply
Old Feb 19, 2007 | 11:36 PM
  #3  
boostless's Avatar
Evolved Member
20 Year Member
iTrader: (21)
 
Joined: Jan 2005
Posts: 950
Likes: 0
From: SoCal - Where pimpin aint easy
I believe it depends on your provider. I have AAA and they said I had a few weeks. I don't understand why you're going to buy it a just put it in the garage. Make the purchase when you're ready to insure and drive it. Dealerships usually require proof of insurance before they finance you.

But the answer to your question...technically you can have your car and not have it insured. But if you drive it, it had better be.
Reply
Old Feb 19, 2007 | 11:55 PM
  #4  
trickyazn's Avatar
Thread Starter
Newbie
iTrader: (1)
 
Joined: Feb 2007
Posts: 51
Likes: 0
i dont want to insure it right away because i can save alot ($500/month) if i dont, but the main reason is that there are a few new evo's left and i want to secure one and leave it until i feel the need to drive it.
Reply
Old Feb 19, 2007 | 11:59 PM
  #5  
StatixNWH's Avatar
Newbie
 
Joined: Dec 2006
Posts: 61
Likes: 0
From: Tennessee
my provider gives me 30 days....Travlers
Reply
Old Feb 20, 2007 | 12:05 AM
  #6  
geevolution's Avatar
Evolving Member
iTrader: (5)
 
Joined: Feb 2005
Posts: 285
Likes: 2
From: NYC
from what I know, the car has to be insured when you drive it off the lot. Unless it's paid for in FULL, then you can't take it off insurance, because technically you don't own the car until it's paid off.
Reply
Old Feb 20, 2007 | 04:43 AM
  #7  
EVOL2003's Avatar
Evolved Member
iTrader: (4)
 
Joined: Feb 2007
Posts: 557
Likes: 0
From: Wisconsin
depends on state i think....but why would u spend that much and not want insurance right away?
Reply
Old Feb 20, 2007 | 04:48 AM
  #8  
DSMorBUST's Avatar
Evolved Member
 
Joined: Feb 2006
Posts: 2,145
Likes: 0
From: North NJ ---> ATL
Originally Posted by trickyazn
i dont want to insure it right away because i can save alot ($500/month) if i dont, but the main reason is that there are a few new evo's left and i want to secure one and leave it until i feel the need to drive it.
you selfish s.o.b.
Reply
Old Feb 20, 2007 | 05:05 AM
  #9  
Earthen's Avatar
Evolving Member
iTrader: (6)
 
Joined: May 2006
Posts: 404
Likes: 0
From: Orange County, CA
Originally Posted by trickyazn
Simple question that i couldnt find from searching, when you drive off the lot in an Evo.. how many days until your forced to insure the car. For some other cars I believe may be different like one week or they take it back not exactly sure.

Also, if you plan on financing the car can you not insure it and just leave it in the garage for a couple months?
Michigan requires you to have the insurance faxed to the dealer or you can't drive it off the lot. Most of the time the insurance companies don't need a payment right away, they just send an invoice.
Reply
Old Feb 20, 2007 | 05:13 AM
  #10  
FiftyFive's Avatar
Evolved Member
iTrader: (13)
 
Joined: Sep 2006
Posts: 1,200
Likes: 1
From: Norwalk, CT
+1, Im pretty sure they wont let you take the car of the lot without proof of insurance. I know that for sure here in CT. And $500 a month for car insurance? Maybe get a Prius?
Reply
Old Feb 20, 2007 | 05:17 AM
  #11  
turbotboz's Avatar
Evolving Member
 
Joined: Nov 2006
Posts: 180
Likes: 0
From: Mechanicsville, MD
same goes for md, you need proof first.
Reply
Old Feb 20, 2007 | 05:56 AM
  #12  
Happy Hazard's Avatar
Evolving Member
iTrader: (23)
 
Joined: Feb 2007
Posts: 167
Likes: 0
From: Department of the Army, APG Maryland
Originally Posted by geevolution
from what I know, the car has to be insured when you drive it off the lot. Unless it's paid for in FULL, then you can't take it off insurance, because technically you don't own the car until it's paid off.
Thats what I thought as well.
Reply
Old Feb 20, 2007 | 05:58 AM
  #13  
schred86's Avatar
Evolving Member
iTrader: (11)
 
Joined: Aug 2006
Posts: 338
Likes: 0
From: Long Island, NY
as far as i know, if u have a car registered, it should be insured. i almost ran into a problem when my house burnt down and my 04 gsxr was in the garage uninsured.thank god nothing happened to it. the insurance adjuster said since i had a lean on the bike and no insurance, if it did get damaged it wouldnt be covered in home owners insurance. i dont know if this applies to u but i rather be safe then sorry.
Reply
Old Feb 20, 2007 | 06:17 AM
  #14  
DanJ's Avatar
Evolved Member
iTrader: (2)
 
Joined: Sep 2005
Posts: 776
Likes: 0
From: Central Mass
I had to have insurance on the car the day i drove it off the lot.
Reply
Old Feb 20, 2007 | 06:50 AM
  #15  
Chemwarrior's Avatar
Evolved Member
iTrader: (14)
 
Joined: Sep 2006
Posts: 1,976
Likes: 0
From: Clarksville, TN
Every vehicle that I have ever purchased has always required insurance to remove it from the lot.
Reply



All times are GMT -7. The time now is 04:35 PM.