hmm the Hartford takes care of most of the commercial policies at my job. i didnt know it was personal as well. thats a greatt deal.. especially for the most expensive car to insure in the US

 

So what's everyone's take on Liability amounts? I can get insurance for around $160/mo for 25,000/50,000 & for like $350 I could have $100,000/300,000. Is it really advantageous to have the really high liability? State minimum requires 25,000/50,000.

 

19- solo on my policy 3690$ a year in FL

 

16 clean record $4000 ayear

 

$4000 a year!!! thats crazy **** dude, i'm 21 and i pay roughly $1000 US a year for full coverage on my evo 5, but i live in NZ, insurance isnt even complusory here haha.

 

higher limits are for people who own alot of assets..such as a house/business etc...your insurance policy should more then cover what your assets are worth

 

Ok, so being a 19yr old male who is a full time college student, I don't really have any assets. I'll owe more on my Evo than it's worth so I might as well have the lowest and save money correct?

 

im an authorized driver under my moms name and i pay 3200 a year. If i was the primary driver then it was going to be 5200 a year. 17 years old

 

22yrs old on my own progressive ins. $275 for 3 vehicles. Wife has three speeding tickets, none on my side. I think a lot of you guys are getting shafted, especially those who have close to $400/month on a clean record.